Physical Therapy Clinic Feasibility Study in the Denver-Aurora-Centennial, CO Metro Area

Denver-Aurora-Centennial: therapy clinics below the national weight

SBA's Denver-Aurora-Centennial, CO file ranks physical therapy clinics 17th among 39 classes, with the area at 25 of 406 for the class. Adding FY2017 to FY2026 together gives Denver 30 loans and $11.3 million. Two ratios frame the class: 0.58x for location quotient and 1.17x for median loan against its national counterpart ($174,850). Loans in the middle half of the Denver range start at $69,600 and top out at $361,250. For a borrower, that profile describes a class that is not especially prominent in Denver but whose loans are a bit larger than the national middle.

Of the 30 loans, 25 are 7(a) and 5 are 504. Arapahoe County has 8, Jefferson County 7 and Denver County 6, so no single county dominates the way it does in smaller areas. No franchise share is given for Denver. No Denver lender reaches 5 loans, so none appears.

A single printable year

Only FY2022 can be shown, with 5 loans worth $3.2 million. Thin Denver years are left blank here, never zeroed. Cancellation and charge-off stay unpublished for Denver: under 30 loans.

A lender will also notice that the clinic class sits 17th of 39 locally, a mid-to-lower placing, yet the area is 25 of 406 for the class, a high one. Both can be true: Denver is a large area, so even a class of modest local weight produces many loans. The page cannot say whether new clinics are needed; it can only say how past loans looked, and a study has to build the case for need from the ground up.

Measuring a Denver clinic before a lender does

The Denver clinic figures say that a project here competes in a class with a modest share of the local book. That is neither a reason to avoid the class nor a reason to assume need; the study should measure referral sources and nearby clinics directly. Visit volume has to fit treatment rooms and staffing, the payer mix sets revenue per visit, and the build-out should be priced beside the $174,850 median with a ramp to the visit level that debt service needs. The three counties named above are where past loans cluster, and a site elsewhere in the area should say how it differs.