Imaging Center Feasibility Study in the New York-Newark-Jersey City, NY-NJ Metro Area

What SBA's own loan files show about diagnostic imaging center lending in the New York-Newark-Jersey City, NY-NJ Metro Area, and what a feasibility study for a project there has to test.

Imaging centers, ranked second of a short list

Counting classes, diagnostic imaging center comes in at 25 of 39 for New York-Newark-Jersey City; counting areas, New York-Newark-Jersey City is 2 of 100 for diagnostic imaging center. Between FY2017 and FY2026, 30 loans were approved, totalling $41.7 million. New York-Newark-Jersey City carries a location quotient of 1.42x: diagnostic imaging center loans claim a larger slice there than nationally. The median loan of $751,250 is 2.15x the national median over diagnostic imaging centers.

The central half of loans spans $325,000 to $2.0 million. The franchise share is 0.00%, so brands play no part in these loans. SBA's data here omits how the New York-Newark-Jersey City loans divide between 7(a) and 504 here in New York-Newark-Jersey City. Neither a lender nor a county row appears for this cell, which leaves the question of who holds the New York-Newark-Jersey City loans unanswered. New York-Newark-Jersey City contributes just loans that SBA recorded for diagnostic imaging center, so counts for New York-Newark-Jersey City say nothing about plans financed in New York-Newark-Jersey City some other way.

Annual rows and floors

Three years print: FY2017 with 8 loans and $7.2 million, FY2025 with 5 loans and $4.6 million, and FY2026 with no loans and $0, a genuine count for a complete fiscal year. We do not print New York-Newark-Jersey City's both outcome rates as the New York-Newark-Jersey City FY2017-to-FY2021 pool holds beneath 30 loans, so in New York-Newark-Jersey City Loan Analytics' own method bites. A withheld rate in New York-Newark-Jersey City does not mean none.

From a lender's side, a class with a median at 2.15x the national one means large requests for the class, although the use of proceeds is not recorded here. For a borrower, the message is to size a proposal to the printed band and to expect scrutiny of equipment cost and of any reliance on referrals. The area spans two states, so the examples come from counties in both.

What a study in New York-Newark-Jersey City must prove

A diagnostic imaging plan in the New York area needs to test referral volume from physician groups, the cost and use of each machine, and exposure to reimbursement. Run payment cover on a loan near $751,250, once with machines ramping slowly, and have an appraisal separate equipment from real estate. Federal rules set New York-Newark-Jersey City; and loans from counties New York-Newark-Jersey City cannot place are left out of its totals.

SBA diagnostic imaging center loans in the New York-Newark-Jersey City, NY-NJ Metro Area

Loans approved, FY2017 to FY202630
Gross dollars approved$41.7 million
Median loan$751,250
Middle half of loans, from$325,000
Middle half of loans, to$2.0 million
SBA 7(a) loanswithheld
SBA 504 loanswithheld
Franchise share of loans0.00%
Rank among metro and micro areas for diagnostic imaging center loans2 of 100
Rank of diagnostic imaging center among the classes in this area25 of 39
Location quotient (share of loans against the national share)1.42x
Median loan against the national median for the class2.15x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)not reported: fewer than 30 loans in the cohort
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

SBA diagnostic imaging center loans approved in the New York-Newark-Jersey City, NY-NJ Metro Area, by fiscal year

02468FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026Loans, FY2017: 8Loans, FY2025: 5Loans, FY2026: 0
Fiscal yearLoansDollars
FY20178$7.2 million
FY2018withheldwithheld
FY2019withheldwithheld
FY2020withheldwithheld
FY2021withheldwithheld
FY2022withheldwithheld
FY2023withheldwithheld
FY2024withheldwithheld
FY20255$4.6 million
FY20260$0

Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MA-35620-C19.

Loan Analytics prepares the feasibility study a lender reads before it commits: for a diagnostic imaging center project in the New York-Newark-Jersey City, NY-NJ Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Request Scope & Timeline

Start with the data.

Contact Us