Feasibility Study Data for the Greeley, CO Metro Area

Greeley: what the record shows

SBA approved 816 loans in Greeley from FY2017 to FY2026, $582.9 million in gross dollars. By loan count, Greeley stands 118 of 928 among all areas. Greeley loans center on $358,100, the median. $119,750 to $875,000 spans the Greeley middle half. Set beside the nation, Greeley stands at 1.72x. By program, Greeley has 685 7(a) loans and 131 504 loans. Franchise brands account for 13.4% of Greeley loans. Those 816 Greeley loans carry $582.9 million.

Greeley: asset mix and geography

Greeley leaders: full-service restaurant (47), then liquor store (41), then automotive mechanical repair (24). Next in Greeley comes dental office at 23 loans. 522 loans in Greeley fit no class, so Greeley class patterns say less. Greeley consists of Weld County, CO, where SBA places 816 loans.

Greeley: the lender side

A Greeley lender row names today's holder; the Greeley originator may be another. Among Greeley 7(a) holders: Wells Fargo Bank National Association with 75 loans ($17.9 million) and SouthState Bank, National Association with 52 loans ($49.5 million). Greeley holders under 504 include B:Side Capital (94 loans, $82.2 million) and Preferred Lending Partners (25 loans, $24.8 million). For a Greeley borrower, these rows give background only. No Greeley row states a holder's terms.

Greeley: floors, and what is withheld

A floor of 13.6% describes Greeley cancellations on FY2017 to FY2024 approvals. The Greeley ceiling is 14.8%, counting undisbursed loans as cancelled. 346 Greeley loans make the FY2017 to FY2021 cohort; 5.8% are charged off, a floor. The Greeley five-year figure is 3.8%. Treat Greeley rates as floors. Later events lift them, Greeley included. Greeley loans are placed by county name. For Greeley, the July 2023 list governs. Greeley omits loans with no county match. Greeley totals count loans outside the tracked classes.

Greeley: study points

By year, FY2024 was busiest for Greeley, at 106 loans and $65.4 million, and FY2018 quietest, at 61 loans and $44.9 million. The first year, FY2017, shows 84 loans and $53.6 million for Greeley. The latest year, FY2026, shows 63 loans and $46.3 million for Greeley. In Greeley, demand testing starts with Weld County, CO and the businesses already serving it. The Greeley budget is priced against a $358,100 median. Greeley sits at 1.72x nationally; site, build and equipment all count. Greeley coverage cannot assume smooth sailing. Greeley floors say why. Cost and value meet at the Greeley appraisal. Greeley readers see one set of local numbers. Sponsor equity and reserves in Greeley are shown beside Weld County, CO costs. Beside Weld County, CO findings, the Greeley study lists what it could not test.