Feasibility Study Data for the Breckenridge, CO Micro Area

Breckenridge, CO: volume and loan size, median $280,150

Breckenridge stands 303 of 928 by loans, drawing 212 SBA approvals over FY2017 to FY2026, $130.1 million gross. In Breckenridge, $280,150 is the median loan, 1.35x the national median. Half of Breckenridge loans sit between $100,000 and $829,500, larger tickets than the national norm in Breckenridge. Lenders working Breckenridge see tickets from $100,000 to $829,500 most often. A Breckenridge study should place its project inside that $100,000 to $829,500 range in Breckenridge.

In Breckenridge, SBA 7(a) carries in Breckenridge 193 loans and SBA 504 carries 19. In Breckenridge, franchise brands account for 6.1% of the loans. In Breckenridge, leading classes: full-service restaurant with 20, limited-service restaurant with 8 and liquor store with 5. Another 155 approvals fall in no named class, so Breckenridge totals 212 loans, more than its classes combined. In Breckenridge, the counties carrying most volume are Summit County, CO with 178 and Lake County, CO with 34 in Breckenridge.

Breckenridge: holders of SBA loans in Breckenridge, CO

In Breckenridge, holder lines build on SBA's records of loans a in Breckenridge lender keeps or kept in Breckenridge, per the holder note in Breckenridge, so they measure books, not rules. Breckenridge holders should be read that way in Breckenridge. Heading the Breckenridge SBA 7(a) list: U.S. Bank, National Association with 37 loans worth $9.6 million in Breckenridge; Wells Fargo Bank National Association with 24 loans worth $14.1 million; Live Oak Banking Company with 12 loans worth $16.4 million. The Breckenridge SBA 504 side shows B:Side Capital with 13 loans worth $9.9 million. The first holder in Breckenridge sets the pace. Even so, a Breckenridge borrower may take a study elsewhere in Breckenridge.

Among Breckenridge approvals of FY2017 to FY2024, 12.8% were cancelled after approval, a floor. A Breckenridge ceiling, counting undisbursed loans as cancelled, is 12.8%. Charge-offs for Breckenridge within the FY2017 to FY2021 disbursed cohort stays withheld, the cohort being small; do not read in Breckenridge that as zero in Breckenridge. Breckenridge trend: the busiest year is FY2025, at 32 loans. A loan joins Breckenridge through that county as SBA records it using the July 2023 delineation, therefore one with a county left unresolved stays out of every area. The 212 loans in Breckenridge, CO include those in no named class in Breckenridge.

Breckenridge: what a project study must test, per Breckenridge, CO

In Breckenridge, demand is the opening test. Study the market around the project address alone, so timing may slip, for Breckenridge. The Breckenridge budget is next. Tickets cluster near $280,150 at the median, while each line belongs on a quote, and an honest Breckenridge contingency. Serviceability is the heart of Breckenridge. Show coverage at the requested loan once more on conservative revenue, since approval is no guarantee in Breckenridge. Breckenridge appraisers challenge weak assumptions in Breckenridge, so the study's own comparables needs to reconcile with value in Breckenridge. Micropolitan Breckenridge offers a thin base of 212 loans. A Breckenridge study should disclose borrowed benchmarks. With Breckenridge at 1.35x the national median in Breckenridge, projects run large in Breckenridge. The study must justify its project for Breckenridge against $280,150.