Gas Station Feasibility Study in the Visalia, CA Metro Area

Gas station in Visalia against the national picture

Visalia, CA stands 19 of 600 among metro and micro areas, with 57 SBA approvals across FY2017 to FY2026 worth $108.6 million. The gas station share of Visalia's loans is 10.17x the share seen nationally: Visalia favors the class heavily. Ranked inside Visalia, the class sits 1 of 39, a big mix piece. Every project county in Visalia lies in CA.

The median Visalia loan comes to $1.6 million, with its middle half between $595,000 and $2.9 million. That median is 1.48x the median nationally for the class, so Visalia loans run larger. Visalia programs split 45 to 7(a) and 12 to 504, a lender focus. Visalia 504 requests lean on fixed assets. Visalia's franchise share of loans stands at 43.9%, brand reliance in brief. Visalia sponsors should treat it as context.

Gas station lenders in Visalia

On the 7(a) side in Visalia, SBA names as holders Commonwealth Business Bank, with 18 loans worth $14.3 million; and Celtic Bank Corporation, with 10 loans worth $31.7 million. On the 504 side of Visalia, The Mortgage Capital Development Corporation, with 5 loans worth $14.5 million. Each Visalia row is an SBA record. The Visalia lenders named hold or held them. The Visalia table describes files, not practices. Nothing in Visalia shows what a lender will ask. Visalia place by place: Tulare County, CA leads with 57 loans.

Year by year, Visalia shows FY2020 (6 loans, $15.0 million), FY2021 (5 loans, $9.9 million), FY2023 (5 loans, $8.5 million), FY2024 (8 loans, $9.5 million), FY2025 (11 loans, $25.4 million) and FY2026 (10 loans, $23.1 million). FY2017 through FY2019 and FY2022 are not published for Visalia, as counts are thin, and Visalia blanks say nothing about activity. Among all FY2017 to FY2024 approvals in Visalia fell through after approval, a floor of 13.9%. Counting undisbursed loans, the ceiling is 13.9%. The Visalia charge-off floor is withheld. Thin Visalia cohorts mean unpublished, not none. The Visalia totals follow the 2023 federal list, and each Visalia project is placed by county, so Visalia drops loans with unmatched counties. Industry of the borrower sets this code, so a truck stop or travel center near Visalia are folded in, and electric vehicles has no entry of its own.

A gas station study for Visalia: the tests

Visalia: this gas station record sets context; a study supplies proof. Visalia analysis should establish real estate, equipment and business, apart. In Visalia, a study has to test competing stations along the road. For Visalia, the study should address canopy, tank and pump replacement cycles. Each Visalia study must establish whether charging is part of the plan. For Visalia, we would first examine coverage when fuel margins compress. Visalia work runs demand, cost, coverage, value. Visalia lenders get evidence, not a promise.