Feasibility Study Data for the Cape Girardeau, MO-IL Metro Area

Cape Girardeau, MO-IL in the national count, 106 loans

SBA files rank Cape Girardeau 455 of 928 by loans: 106 approvals in FY2017 to FY2026, $38.9 million gross. Median loan: $181,550 in Cape Girardeau, 0.87x the national median. That makes Cape Girardeau a smaller-ticket market. In Cape Girardeau, the middle half of loans runs from $90,600 to $352,625. Because $90,600 and $352,625 frame the middle half, a Cape Girardeau borrower should weigh any Cape Girardeau request against $181,550 in Cape Girardeau.

Program mix in Cape Girardeau: 97 under SBA 7(a) and 9 under SBA 504. As SBA flags them, 7.5% of Cape Girardeau loans are franchise loans. Asset by asset, Cape Girardeau shows limited-service restaurant with 7, medical office with 6 and full-service restaurant with 5. A further 70 Cape Girardeau loans sit in no named class. The class lines for Cape Girardeau therefore never sum to 106. County by county, Cape Girardeau reads Cape Girardeau County, MO with 94 and Bollinger County, MO with 12. A state line crosses Cape Girardeau. Rules differ by side in Cape Girardeau. Name the state behind each Cape Girardeau input.

Cape Girardeau, MO-IL lender names, as SBA lists them in Cape Girardeau

In Cape Girardeau, each line reflects SBA's record of loans a bank retains or retained, under the holder note, and they describe a book only. Cape Girardeau holders should be read that way. The Cape Girardeau SBA 7(a) table opens with The Bank of Missouri with 46 loans worth $13.0 million; Commerce Bank with 8 loans worth $1.1 million. No holder in Cape Girardeau, MO-IL reaches the 504 table threshold. The Cape Girardeau 504 side carries no lender names. In Cape Girardeau, concentration among top holders says little. A Cape Girardeau study should stand on evidence alone in Cape Girardeau.

Of Cape Girardeau approvals from FY2017 to FY2024 in Cape Girardeau, at least 9.8% were cancelled after approval. Cape Girardeau has a ceiling of 9.8% when undisbursed loans count as cancelled. The Cape Girardeau charged-off figure on FY2017 to FY2021 loans that funded remains hidden, cohort thin; the Cape Girardeau gap is not zero and not estimated. Cape Girardeau's busiest printed year was FY2017, with 25 loans. Cape Girardeau years with few loans are suppressed given how few loans stand behind them, and we offer Cape Girardeau no estimate for them. Placement in Cape Girardeau hinges upon its project county, matched by name on the July 2023 delineation, thus that loan with an unmatched county goes uncounted in any area. The 106 loans in Cape Girardeau, MO-IL include those in no named class in Cape Girardeau.

Cape Girardeau, MO-IL: questions a study has to answer for Cape Girardeau

Cape Girardeau demand comes first. Count the customers within reach of the site, instead of the metropolitan area, and let a weak first year pass. Then cost in Cape Girardeau. The middle half runs $90,600 to $352,625, even if an outlier needs explaining, including a reserve for slow Cape Girardeau months. Debt service coverage decides Cape Girardeau. Present the ratio for the amount alongside a weaker revenue case, with interest and term stated for Cape Girardeau. Expect a Cape Girardeau appraiser to test values, so each source behind the numbers must explain any gap in Cape Girardeau. Inside Cape Girardeau, MO-IL, submarkets differ widely. Its 106 loans average across them all, so a Cape Girardeau study must name the Cape Girardeau submarket it means. At 0.87x of the national median, Cape Girardeau projects run modest. A large project must show why Cape Girardeau can absorb its scale, against $181,550.