Behavioral Health Feasibility Study in the New York-Newark-Jersey City, NY-NJ Metro Area

Behavioral health program loans in New York-Newark-Jersey City

Behavioral health and addiction treatment is a small part of the New York-Newark-Jersey City, NY-NJ book, yet this area is among the strongest in the country for the class, so a single reading of the ranks below would mislead. For behavioral health and addiction treatment programs, the New York-Newark-Jersey City, NY-NJ total is 34 loans and $25.9 million over FY2017 to FY2026. Among New York-Newark-Jersey City classes it ranks 23 of 39; against areas nationwide, New York-Newark-Jersey City, NY-NJ ranks 6 of 218. At 0.44x on the location quotient, behavioral health and addiction treatment programs take a smaller share of New York-Newark-Jersey City loans than of loans across the country. A median of $300,000 sits at 1.00x of the class median nationally; the typical New York-Newark-Jersey City loan matches it.

The band for the middle half of behavioral health program loans starts at $92,000 and ends at $487,500. A request in this band looks usual for New York-Newark-Jersey City, and a far outlier needs explaining. Neither 7(a) nor 504 receives a New York-Newark-Jersey City count, since Loan Analytics holds both back. No franchise share is printed for New York-Newark-Jersey City, NY-NJ, because Loan Analytics holds it back. $300,000 is the median in New York-Newark-Jersey City. Between $92,000 and $487,500 is the middle half. State the brand path in the study. Program choice rests on the project here. The two topics sit under both codes together, and the data cannot tell a counseling practice from a treatment program.

New York-Newark-Jersey City: holders, places and years

SBA 7(a) loans in New York-Newark-Jersey City are held by TD Bank, National Association (6 loans worth $280,000) and Meridian Bank (5 loans worth $2.0 million), as SBA reports. The lender column means holder. No credit practice shows in it. By county, Monmouth County, NJ accounts for 5 loans. Volume prints for FY2020, 0 loans at $0, FY2024, 9 loans at $9.7 million, FY2025, 7 loans at $2.4 million and FY2026, 5 loans at $1.7 million. Other fiscal years stay hidden. Small New York-Newark-Jersey City counts explain the gaps. None is an empty year. The New York-Newark-Jersey City years that print are too sparse. The record helps frame a New York-Newark-Jersey City request. Evidence for the project must come separately.

What a New York-Newark-Jersey City behavioral health program study has to test

Cancellation and charge-off rates held back for behavioral health and addiction treatment programs. The base is under 30 loans. No loss floor can be quoted. The 2023 federal county groups define areas. The county sets a loan's area. The comparison runs on names. An unmatched loan is omitted. The New York-Newark-Jersey City total is 34 loans and $25.9 million. The totals leave the project case open. The study behind a behavioral health program loan request in New York-Newark-Jersey City should test intake capacity and waiting lists; outpatient or residential care; revenue per client against clinical payroll; payer mix and covered visits; lease or purchase cost set beside the $300,000 median loan; demand for the level of care offered; cash flow before full enrollment; and a supported value for the business. The record implies no approval in New York-Newark-Jersey City. Context is all that the record gives.