How Miami-Fort Lauderdale-West Palm Beach ranks for behavioral health

Ordered across metro and micro areas, Miami-Fort Lauderdale-West Palm Beach, FL comes in 2 of 218; SBA approved 65 loans there from FY2017 to FY2026, worth $62.8 million. Share of loans for behavioral health in Miami-Fort Lauderdale-West Palm Beach comes to 1.96x the share seen nationally: Miami-Fort Lauderdale-West Palm Beach favors the class heavily. Ranked inside Miami-Fort Lauderdale-West Palm Beach, the class sits 14 of 39, an average rank. Each Miami-Fort Lauderdale-West Palm Beach project county is in FL.

The median Miami-Fort Lauderdale-West Palm Beach loan comes to $313,000, with its middle half between $50,000 and $1.5 million. The local median is 1.04x the class median nationally, so Miami-Fort Lauderdale-West Palm Beach loan sizes track the norm. The 7(a) and 504 split is withheld for Miami-Fort Lauderdale-West Palm Beach. Thin counts sit under Miami-Fort Lauderdale-West Palm Beach's split; Miami-Fort Lauderdale-West Palm Beach silence is not nil. No franchise share is printed for Miami-Fort Lauderdale-West Palm Beach, as counts are thin, so Miami-Fort Lauderdale-West Palm Beach leaves brand status open.

Behavioral health lenders in Miami-Fort Lauderdale-West Palm Beach

Under 7(a) in Miami-Fort Lauderdale-West Palm Beach, SBA records these holders Newtek Small Business Finance, LLC, 5 loans for $9.9 million. The 504 table for Miami-Fort Lauderdale-West Palm Beach is empty. Every Miami-Fort Lauderdale-West Palm Beach row is an SBA record. These Miami-Fort Lauderdale-West Palm Beach loans sit with the lenders named. The Miami-Fort Lauderdale-West Palm Beach table describes files, not practices. Nothing in Miami-Fort Lauderdale-West Palm Beach shows what a lender will ask. Miami-Fort Lauderdale-West Palm Beach place by place: 28 loans sit in Palm Beach County, FL, followed by Miami-Dade County, FL at 19 and Broward County, FL at 18.

The yearly record for Miami-Fort Lauderdale-West Palm Beach lists FY2017: 6 loans, $3.9 million, FY2019: 6 loans, $1.4 million, FY2020: 8 loans, $10.8 million, FY2023: 11 loans, $7.0 million and FY2024: 7 loans, $6.5 million. FY2018, FY2021, FY2022, FY2025 and FY2026 stay blank for Miami-Fort Lauderdale-West Palm Beach on thin counts, so blank years in Miami-Fort Lauderdale-West Palm Beach may hold loans. Miami-Fort Lauderdale-West Palm Beach has no published cancellation floor. Thin Miami-Fort Lauderdale-West Palm Beach cohorts leave no floor to print. Miami-Fort Lauderdale-West Palm Beach carries no printed charge-off floor. Miami-Fort Lauderdale-West Palm Beach's thin cohort stays unpublished. Counts for Miami-Fort Lauderdale-West Palm Beach use the July 2023 delineation, and each Miami-Fort Lauderdale-West Palm Beach project is placed by county, and Miami-Fort Lauderdale-West Palm Beach omits unmatched counties. The Miami-Fort Lauderdale-West Palm Beach count merges two closely linked topics that the data cannot separate, so treat the counts as one blended group.

Proving a behavioral health project in Miami-Fort Lauderdale-West Palm Beach

Miami-Fort Lauderdale-West Palm Beach treats behavioral health figures as background; a study decides. For Miami-Fort Lauderdale-West Palm Beach, the study should address licensing steps before the first visit. Lenders in Miami-Fort Lauderdale-West Palm Beach will look for referral sources and payer contracts. The Miami-Fort Lauderdale-West Palm Beach file should document clinician supply against waiting times. Miami-Fort Lauderdale-West Palm Beach borrowers should expect the study to document private rooms and sound control cost. For Miami-Fort Lauderdale-West Palm Beach, we would first examine reimbursement by payer, honestly mixed. Miami-Fort Lauderdale-West Palm Beach tests demand, cost, coverage and value. Miami-Fort Lauderdale-West Palm Beach lenders receive a file to examine.

SBA behavioral health and addiction treatment loans in the Miami-Fort Lauderdale-West Palm Beach, FL Metro Area

Loans approved, FY2017 to FY2026	65
Gross dollars approved	$62.8 million
Median loan	$313,000
Middle half of loans, from	$50,000
Middle half of loans, to	$1.5 million
SBA 7(a) loans	withheld
SBA 504 loans	withheld
Franchise share of loans	withheld
Rank among metro and micro areas for behavioral health and addiction treatment loans	2 of 218
Rank of behavioral health and addiction treatment among the classes in this area	14 of 39
Location quotient (share of loans against the national share)	1.96x
Median loan against the national median for the class	1.04x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	withheld
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

SBA behavioral health and addiction treatment loans approved in the Miami-Fort Lauderdale-West Palm Beach, FL Metro Area, by fiscal year

Fiscal year	Loans	Dollars
FY2017	6	$3.9 million
FY2018	withheld	withheld
FY2019	6	$1.4 million
FY2020	8	$10.8 million
FY2021	withheld	withheld
FY2022	withheld	withheld
FY2023	11	$7.0 million
FY2024	7	$6.5 million
FY2025	withheld	withheld
FY2026	withheld	withheld

Most active SBA lenders

SBA 7(a): lenders by loans approved (the current holder of each loan, as SBA reports it)
Lender	Loans	Dollars
Newtek Small Business Finance, LLC	5	$9.9 million

Lenders with 5 or more loans here; a lender with fewer is not listed, and loans SBA or a receiver holds are counted but never listed as a lender.

Where the loans are, by county

County	Loans
Palm Beach County, FL	28
Miami-Dade County, FL	19
Broward County, FL	18

Counties with 5 or more loans; smaller ones are not listed.

Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.

Mental health and addiction treatment centers share their industry codes and cannot be separated.

Shared code: Behavioral health and addiction treatment share both codes.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MA-33100-C23.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a behavioral health and addiction treatment project in the Miami-Fort Lauderdale-West Palm Beach, FL Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

Behavioral Health Feasibility Study in the Miami-Fort Lauderdale-West Palm Beach, FL Metro Area