Assisted Living Feasibility Study in the Deltona-Daytona Beach-Ormond Beach, FL Metro Area

What the Deltona-Daytona Beach-Ormond Beach record shows for assisted living homes

Assisted living without nursing leans heavily toward Deltona-Daytona Beach-Ormond Beach, with a location quotient of 6.04x, and its loans run larger than the national median, at 1.33x. From FY2017 through FY2026, SBA approved 28 loans for assisted living homes in Deltona-Daytona Beach-Ormond Beach, FL, $42.5 million together. Position 4 of 39 among Deltona-Daytona Beach-Ormond Beach classes, and position 22 of 321 among areas nationally. A 6.04x location quotient means the Deltona-Daytona Beach-Ormond Beach mix leans toward assisted living homes more than the national mix does. Deltona-Daytona Beach-Ormond Beach loan size runs high: $1.0 million at the median, 1.33x the national median for assisted living homes.

The middle half of Deltona-Daytona Beach-Ormond Beach loans runs from $314,525 to $2.5 million. A plan priced below $314,525 would be among the smaller Deltona-Daytona Beach-Ormond Beach loans on record. Loan Analytics withholds the program split for Deltona-Daytona Beach-Ormond Beach, FL; no 7(a) or 504 count shows. SBA's franchise flag gives assisted living homes a share of 0.00% in Deltona-Daytona Beach-Ormond Beach. Hold the amount beside $1.0 million. Ordinary requests fall in $314,525 to $2.5 million. Branding needs a clear answer. Without counts, test each SBA structure. This class covers assisted living without nursing care; homes with nursing are indexed to other codes.

Lenders, counties and years for assisted living homes

Under SBA 7(a), SBA lists North State Bank with 14 loans worth $9.9 million as current holders. The lender column means holder. It is silent on holder lending. Volume prints for FY2017, 5 loans at $2.5 million, FY2021, 6 loans at $11.4 million and FY2024, 0 loans at $0. The rest are not printed. Their counts are too small to publish. It does not mean no loans. The printed years show no trend. Lenders compare plans with the Deltona-Daytona Beach-Ormond Beach record. Local evidence completes the picture.

Questions a assisted living home study in Deltona-Daytona Beach-Ormond Beach must answer

Deltona-Daytona Beach-Ormond Beach assisted living homes carry neither cancellation nor charge-off rates. There is no cohort of 30 loans. Loss history cannot be cited. Areas follow the 2023 federal delineation. Each loan is matched via its county. Matching is by county name. Any unplaced loan belongs to no area. Context here is $42.5 million on 28 loans. The study carries the project's case. Underwriting a assisted living home in Deltona-Daytona Beach-Ormond Beach turns on a slower lease-up case; licensing and required staffing; resident turnover and move-ins; paying residents within a realistic distance; competing homes within reach; construction or conversion cost set beside the $1.0 million median loan; referral sources for new residents; staffing cost against the rate structure; and beds and the income they earn. These figures forecast nothing for assisted living home borrowers. Every request is judged separately.