The FY2017 to FY2026 record for West Coast Community Bank runs to 409 approved loans and $382.5 million gross. The $382.5 million for West Coast Community Bank counts approved dollars, not balances. West Coast Community Bank appears only under SBA 7(a), with 409 loans. Under SBA 504, West Coast Community Bank shows 0 loans. SBA records West Coast Community Bank as holder, now or earlier, of 409 loans. The guarantee is SBA's, never West Coast Community Bank's. Every one of the 409 loans counts toward West Coast Community Bank because SBA shows it as holder. For West Coast Community Bank, the split means SBA 7(a) only: 409 loans. Here, West Coast Community Bank means the holder SBA names. West Coast Community Bank's 409 loans span FY2017 to FY2026 approvals.

West Coast Community Bank: asset classes and states

West Coast Community Bank's classes run hotel and motel with 58 loans; limited-service restaurant with 47 loans; full-service restaurant with 34 loans. 187 loans credited to West Coast Community Bank sit outside every class we break out. West Coast Community Bank's 409 loans extend past the classes above. West Coast Community Bank lists 58 loans in hotel and motel. West Coast Community Bank's states by loans: California with 386 loans; Oregon with 12 loans. West Coast Community Bank's sample for California sites is 386 loans. West Coast Community Bank's counts are a map only.

West Coast Community Bank: outcome floors

8.0% of West Coast Community Bank approvals, FY2017 to FY2024, were cancelled. For West Coast Community Bank, 8.0% is a floor. West Coast Community Bank's floor stops at FY2024 approvals. For West Coast Community Bank, 8.0% is the ceiling. The West Coast Community Bank ceiling counts undisbursed loans as cancelled. West Coast Community Bank: rates match, so the floor stands. West Coast Community Bank has no charge-off rate here. For West Coast Community Bank, under 30 loans means no rate. West Coast Community Bank: its disbursed cohort is small. West Coast Community Bank: a blank is not a zero.

West Coast Community Bank: the study comes first

West Coast Community Bank's $382.5 million and 409 loans are on record. At West Coast Community Bank, demand comes first: who pays? For West Coast Community Bank, cost is second; 409 loans do not replace a quote. For West Coast Community Bank, third is debt service coverage. West Coast Community Bank: 8.0% is a floor. At West Coast Community Bank, the appraisal comes last: 409 loans cannot set your value. West Coast Community Bank's record cannot settle cost. Here West Coast Community Bank is a holder, not a verdict. West Coast Community Bank's 409 loans state nothing about its requirements. Ask West Coast Community Bank directly. Test first, then compare with West Coast Community Bank's 409 loans. Ask West Coast Community Bank what a complete study contains.

SBA loans held by West Coast Community Bank

SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).

7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.

Loans approved, FY2017 to FY2026	409
Gross dollars approved	$382.5 million
SBA 7(a) loans	409
SBA 504 loans	0

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	8.0%
The same, counting loans still undisbursed as cancelled (a ceiling)	8.0%
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Loans by asset class

Asset class	Loans
Not in any of the 39 asset classes	187
Hotel and motel	58
Limited-service restaurant	47
Full-service restaurant	34
Gas station and truck stop	22
Grocery store	19
Beverage manufacturing (breweries, wineries, distilleries)	10
Fitness center	10

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

Loans by project state

State or area	Loans
California	386
Oregon	12

States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-57591.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by West Coast Community Bank or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

West Coast Community Bank: SBA Lending Record