SBA 7(a) RV Park Feasibility Study in Missouri
What SBA's own loan files show about SBA 7(a) lending to rv park and campground projects in Missouri, and what a feasibility study for an SBA 7(a) loan there has to test.
RV park and campground borrowers under SBA 7(a) in Missouri
Missouri borrowers received 25 SBA 7(a) approvals for RV park and campground during FY2017 to FY2026, a gross $26.7 million. State rank for RV park and campground loan volume is 8, and within Missouri the class stands 21 of 39. The typical Missouri RV park and campground ticket, $622,500, sits below the national median for RV park and campground under SBA 7(a) (0.76x), and half of approvals land between $407,000 and $1.0 million. Franchise-flagged RV park and campground loans make up 16.0% of the Missouri cell.
Lenders and counties in Missouri
No Missouri RV park and campground holder is large enough to be listed. RV park and campground holder names are SBA's. In Missouri, Taney has 5, Laclede has 3, Saint Charles has 3, Andrew has 2 and Stone has 2 RV park and campground loans.
The FY2017 to FY2026 RV park and campground run
For Missouri RV park and campground, year by year, FY2021 is busiest, with 5 loans and $3.3 million; three years, FY2017, FY2024 and FY2026, recorded none. Missouri saw no RV park and campground approvals in those years.
Missouri cancellations and charge-offs
For Missouri RV park and campground approvals the cancellation rate is withheld: Missouri has too few RV park and campground approvals; SBA 7(a) publishes no stable RV park and campground rate, and RV park and campground readers should assume none. The Missouri RV park and campground loss record is likewise withheld: the Missouri cohort is too small, with scant RV park and campground lending in Missouri, and a missing number is no clean RV park and campground record for FY2017 to FY2021.
Missouri RV parks: tests before approval
The study should show who the guests are, whether short-stay travelers or long-stay residents, with occupancy by month, rates by site type, nearby rival parks, and how weather closures are handled. Utility and site work go against loans around $622,500, with coverage tested at a poor season, and the appraiser will want income across a full year. The plan should also separate the income from nightly stays from the income from monthly stays, state how many sites are for rent and how many are for sale or reserved, and show what the owner pays for staff, utilities and maintenance in a typical month. A reader should be able to follow the money from the gate to the debt payment.
Missouri RV code scope
This code lumps parks, resorts and campgrounds, so Missouri figures blend all three.
SBA 7(a) rv park and campground loans in Missouri
| Loans approved, FY2017 to FY2026 | 25 |
|---|---|
| Gross dollars approved | $26.7 million |
| Median loan | $622,500 |
| Middle half of loans, from | $407,000 |
| Middle half of loans, to | $1.0 million |
| Franchise share of loans | 16.0% |
| Rank among states for SBA 7(a) rv park and campground loans, by number of loans | 8 |
| Rank of rv park and campground among classes in Missouri | 21 of 39 |
| Median loan against the national SBA 7(a) median for the class | 0.76x |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | not reported: fewer than 30 loans in the cohort |
|---|---|
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | not reported: fewer than 30 loans in the cohort |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
SBA 7(a) rv park and campground loans approved in Missouri, by fiscal year
| Fiscal year | Loans | Dollars |
|---|---|---|
| FY2017 | 0 | $0 |
| FY2018 | 2 | $1.1 million |
| FY2019 | 2 | $972,500 |
| FY2020 | 1 | $470,000 |
| FY2021 | 5 | $3.3 million |
| FY2022 | 5 | $4.8 million |
| FY2023 | 5 | $6.6 million |
| FY2024 | 0 | $0 |
| FY2025 | 5 | $9.5 million |
| FY2026 | 0 | $0 |
Where the loans are, by county
| County | Loans |
|---|---|
| TANEY | 5 |
| LACLEDE | 3 |
| SAINT CHARLES | 3 |
| ANDREW | 2 |
| STONE | 2 |
| DALLAS | 1 |
| FRANKLIN | 1 |
| MILLER | 1 |
| MONTGOMERY | 1 |
| POLK | 1 |
One code for RV parks and campgrounds. Shared code: RV parks, RV resorts and campgrounds share 721211.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics loan-outcome cell SAP-MO-C03-7A.
Related feasibility study pages
- Missouri feasibility studies for SBA and USDA loans
- RV park and campground feasibility study and SBA loan data
- SBA Feasibility Study for an RV Park: What the Lender Tests, and a Full Worked Engagement
- RV Park Feasibility Study in Missouri
- SBA 7(a) RV Park Feasibility Study
- Feasibility studies for SBA 7(a) and 504 loans
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Loan Analytics prepares the feasibility study a lender reads before it commits: for a rv park and campground project in Missouri, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.
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