SBA 7(a) RV Park Feasibility Study in California
What SBA's own loan files show about SBA 7(a) lending to rv park and campground projects in California, and what a feasibility study for an SBA 7(a) loan there has to test.
What California adds to the national RV park and campground picture
Set beside the country, California contributes 26 SBA 7(a) loans for RV park and campground projects, $37.5 million overall, FY2017 to FY2026. In California the class stands 30 of 39, and California itself ranks 6 among states for RV park and campground. The $1.2 million median is 1.40x of the RV park and campground median nationwide under SBA 7(a), so California sits above what RV park and campground tickets show elsewhere. In California, half of RV park and campground loans fall from $525,000 to $2.1 million, and franchising marks 3.8% of California RV park and campground loans.
The RV park and campground holder table and map for California
In California, holders enter the RV park and campground table if large enough; none is. California names follow SBA's current-holder field. Riverside County, 5 loans, San Bernardino County, 3 loans, Trinity County, 3 loans, Mono County, 2 loans and Calaveras County, 1 loan: those are the leading California RV park and campground places.
Year-by-year volume in California
The California RV park and campground record opens at 3 loans and $5.1 million in FY2017, peaks at 4 loans ($4.5 million) in FY2021, and California closes the series at 2 loans and $3.4 million in FY2026.
Floors for RV park and campground lenders to read
The California RV park and campground cancellation rate is held back: RV park and campground approvals are too few, so this California page offers no RV park and campground figure for it. For California RV park and campground loans, no California charge-off rate is shown for RV park and campground funded FY2017 to FY2021: the California cohort is under the threshold, and for RV park and campground that is not zero.
California RV parks: the lender's checklist
Land use and permitting set the pace in California. A study should confirm entitlements, coastal or fire constraints where they apply, and utilities, then show rates, occupancy and the market for long-stay guests. Development cost goes against loans around $1.2 million, with coverage tested at a lower season and a regulatory delay. The appraiser will value the park on stabilised income.
California RV sites in one code
Parks, resorts and campgrounds are coded together, so California figures blend them and the study should name the product.
SBA 7(a) rv park and campground loans in California
| Loans approved, FY2017 to FY2026 | 26 |
|---|---|
| Gross dollars approved | $37.5 million |
| Median loan | $1.2 million |
| Middle half of loans, from | $525,000 |
| Middle half of loans, to | $2.1 million |
| Franchise share of loans | 3.8% |
| Rank among states for SBA 7(a) rv park and campground loans, by number of loans | 6 |
| Rank of rv park and campground among classes in California | 30 of 39 |
| Median loan against the national SBA 7(a) median for the class | 1.40x |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | not reported: fewer than 30 loans in the cohort |
|---|---|
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | not reported: fewer than 30 loans in the cohort |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
SBA 7(a) rv park and campground loans approved in California, by fiscal year
| Fiscal year | Loans | Dollars |
|---|---|---|
| FY2017 | 3 | $5.1 million |
| FY2018 | 3 | $3.5 million |
| FY2019 | 1 | $415,000 |
| FY2020 | 1 | $250,000 |
| FY2021 | 4 | $4.5 million |
| FY2022 | 3 | $2.7 million |
| FY2023 | 4 | $7.6 million |
| FY2024 | 2 | $3.2 million |
| FY2025 | 3 | $6.7 million |
| FY2026 | 2 | $3.4 million |
Where the loans are, by county
| County | Loans |
|---|---|
| RIVERSIDE | 5 |
| SAN BERNARDINO | 3 |
| TRINITY | 3 |
| MONO | 2 |
| CALAVERAS | 1 |
| DEL NORTE | 1 |
| HUMBOLDT | 1 |
| KERN | 1 |
| LAKE | 1 |
| LASSEN | 1 |
One code for RV parks and campgrounds. Shared code: RV parks, RV resorts and campgrounds share 721211.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics loan-outcome cell SAP-CA-C03-7A.
Related feasibility study pages
- California feasibility study consultant
- RV park and campground feasibility study consultant
- SBA Feasibility Study for an RV Park: What the Lender Tests, and a Full Worked Engagement
- RV Park Feasibility Study in California
- SBA 7(a) RV Park Feasibility Study
- SBA feasibility study company
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