SBA 7(a) Brewery, Winery and Distillery Feasibility Study in Arizona

What Arizona adds to the national brewery, winery and distillery picture

Set beside the country, Arizona contributes 37 SBA 7(a) loans for brewery, winery and distillery projects, $30.2 million overall, FY2017 to FY2026. In Arizona the class stands 18 of 39, and Arizona itself ranks 26 among states for brewery, winery and distillery. The $375,000 median is 1.50x of the brewery, winery and distillery median nationwide under SBA 7(a), so Arizona sits above what brewery, winery and distillery tickets show elsewhere. In Arizona, half of brewery, winery and distillery loans fall from $150,000 to $1.1 million, and franchising marks 0.00% of Arizona brewery, winery and distillery loans.

The brewery, winery and distillery holder table and map for Arizona

The holder list for brewery, winery and distillery loans is led by Arizona Capital Source with 6 loans and $964,000; Live Oak Banking Company (5 loans, $4.8 million) is second. Arizona names follow SBA's current-holder field. Maricopa County, 15 loans, Yavapai County, 7 loans, Pima County, 5 loans, Coconino County, 4 loans and Santa Cruz County, 2 loans: those are the leading Arizona brewery, winery and distillery places.

Year-by-year volume in Arizona

The Arizona brewery, winery and distillery record opens at 7 loans and $5.0 million in FY2017, peaks at 7 loans ($5.0 million) in FY2017, and Arizona closes the series at 4 loans and $4.2 million in FY2026.

Floors for brewery, winery and distillery lenders to read

For brewery, winery and distillery approvals in Arizona through FY2024, SBA's Arizona records support a cancellation floor of 13.3% and a ceiling of 13.3%. For Arizona brewery, winery and distillery loans, no Arizona charge-off rate is shown for brewery, winery and distillery funded FY2017 to FY2021: the Arizona cohort has fewer than 30 loans, which is below Loan Analytics' own presentation rule for showing a rate, and for brewery, winery and distillery that is not zero.

Arizona producers: the study's checklist

In Arizona a producer sells through three channels at once, and the study should size each: wholesale distribution, direct sales at a tasting room and events, and shipping where permitted. Capacity, fermentation or barrel equipment, and licensing cost go against loans centred near $375,000. Coverage should be shown during the ramp before volume builds, and the appraiser will separate building, equipment and brand.

Arizona producers: hospitality out of view

Nothing here reveals whether the plan includes tastings or events, since the class marks only the making of beer, wine or spirits. Wineries are counted alongside breweries and distilleries here.