Medical Office Feasibility Study in the Los Angeles-Long Beach-Anaheim, CA Metro Area

The Los Angeles record for medical offices for physicians

SBA's records carry 611 approvals for physician offices in Los Angeles from FY2017 to FY2026, with $634.6 million in gross dollars committed. Smaller tickets cluster near $254,400; the larger end of the usual range reaches $1.4 million. Loan size here is anchored by $665,000; that puts the typical loan at 1.94x the nationwide class median. Set beside the national mix, physician offices fill a larger place of Los Angeles lending, a location quotient of 1.55x. Across the country Los Angeles stands 1 of 488 over metro and micro areas for these approvals, and locally the class stands 5 of 39 against its local peers.

Programs, franchises and lenders in Los Angeles

No franchise share appears for this cell: Loan Analytics withholds it because too few loans sit behind it. The program split is 409 loans under 7(a) and 202 under 504; this split reports a borrower which route physician offices borrowers use in Los Angeles. In the 504 table in Los Angeles, the largest holder is California Statewide Certified Development Corporation, with 68 loans and $110.7 million; Business Finance Capital ranks second at 53, and CDC Small Business Finance Corp. follows at 33. Under 7(a) lending, JPMorgan Chase Bank, National Association (46 loans), then U.S. Bank, National Association (45 loans) plus Wells Fargo Bank National Association (39). Each name listed currently holds its loans according to SBA, so the table lists present holders and is no guide to anyone's lending practice.

Where in Los Angeles and when

420 loans, the whole count, fall in Los Angeles County, CA in Los Angeles. Volume was highest in FY2025, with 85 loans worth $95.7 million, and lowest in FY2019, with 33 approvals worth $27.3 million.

Cancellation rates, charge-offs and the boundaries of the record in Los Angeles

Assignment to Los Angeles rests on the county of the project, paired by name to the July 2023 metro and micro boundaries; medical office loans beyond that match are left out here, which keeps these counts conservative. Losses appear as 2.2% written off so far for doctors' offices in Los Angeles, out of a 231-loan FY2017 to FY2021 cohort and again a floor, and Loan Analytics withholds the five-year figure. Looking at cancellations, Los Angeles medical offices for physicians show 13.6%, a minimum, for loans of FY2017 to FY2024; 18.1% is the ceiling once undisbursed loans are included.

Testing a physician offices project in Los Angeles

First of all, Los Angeles demand has to be tested: payer mix across plans, and panel size per physician. The approval history of 611 loans reflects what lenders have done for doctors' offices, and is silent on a specific corner. Whether SBA or a lender approves lies outside any study; what a Los Angeles study of physician offices can do is tie the project to the 611 loans above. Then, Los Angeles doctors' offices require a coverage ratio that stays adequate through a slow opening, since the cancellation and charge-off floors prove that not every approved loan goes to plan. The cost side covers exam and procedure rooms as well as records and billing systems, and the medical office total should be read against the middle half of Los Angeles loans, $254,400 to $1.4 million. An appraiser for a Los Angeles project will have to speak to physician transition risk and buildout cost against value.