Gas Station Feasibility Study in the Longview, TX Metro Area

Longview: fuel retail far above its national share

In SBA's Longview, TX file, gas stations and truck stops outrank every other class (1 of 39), and the area is 39th of 600 for the class. Longview's median loan is $1.2 million, or 1.17x the national median, and its location quotient is 10.87x. 32 loans worth $51.5 million are on file for Longview, covering FY2017 to FY2026. The median loan, $1.2 million, is 1.17x the national median, so the loans are also somewhat larger than usual. A lender reading this will see a class that is both crowded and expensive in this area.

Loans in the middle half of the Longview range start at $866,750 and top out at $2.1 million. Franchise units are 59.4% of the total, so most borrowers sit inside a brand. SBA's roll shows Metro City Bank holding 5 of the loans, $7.0 million between them; the page says no more than that. Gregg County has 13 of the loans and Upshur County 8, so the record leans on the county around Longview and a neighbouring one. How Longview loans divide by program is not shown.

A recent surge after a blank start

FY2017 shows 0 loans and $0. FY2021 shows 5 loans worth $5.5 million, then FY2025 shows 6 worth $13.8 million and FY2026, a finished year, shows 9 worth $12.6 million. Across those four points, the latest two years carry far more dollars than the earlier ones, which is worth noting without turning it into a forecast. Where Longview shows no year, loans were too few to print. A rate needs 30 loans, and Longview has fewer, so none is published.

Longview fuel sites: the code and the questions

The industry code behind the class is the borrower's own, and it counts truck stops and travel centers together with pump-only stations, which is why they cannot be separated; chargers for electric vehicles are missing from the 2022 index. A study for a Longview pump-and-store must estimate gallons and inside sales separately, set them against tanks, canopy, building and land, review the parcel's environmental history, and show payments covered even if fuel margin narrows. With a ratio near eleven times the national share, a lender will ask what one more site adds to a market already well supplied, and our study answers with traffic and competitor evidence.