Gas Station Feasibility Study in the Las Vegas-Henderson-North Las Vegas, NV Metro Area

Fuel stations in Clark County: a brand-driven book

Brand-affiliated stations account for 71.0% of the loans to gas stations and truck stops across the Las Vegas-Henderson-North Las Vegas, NV Metro Area, a figure that shapes how any study here should read. The class is 11 of 39 locally and 41 of 600 nationally, while a 0.55x location quotient shows fuel retail under national weight in Las Vegas lending. A median loan of $1.2 million is 1.17x the nationwide median. Clark County carries all 31 approvals, totaling $54.3 million for FY2017 to FY2026.

Loan sizes and program use

From $869,500 to $2.1 million runs the middle half, well above the lower reaches seen in other fuel markets on this site. The program count is 19 for 7(a) and 12 for 504. FY2017 is the one year with a printed total above zero, at 6 loans and $13.7 million, and FY2024 shows no approvals ($0). No lender is named for this area.

What the code does and does not capture

Industry coding follows the borrower's own description. Travel centers and truck stops land in the same bucket as stations without a store and cannot be isolated, while a charging-only site has no entry in the 2022 index. A project built around electric charging or a travel center is therefore buried in these totals. Cancellation and charge-off floors are absent as well, since Loan Analytics requires a bigger early group than this county supplies.

For a lender, a brand-tied book changes what the file contains: supply agreements, image requirements and the brand's own approval. Borrowers will find that a request near $1.2 million is typical in Clark County, which sets the scale a reviewer will expect the study to support.

Study work for a Las Vegas-area site

With brand ties this common, a study should open with the brand's requirements for the site, image standards, supply contract, and what the borrower gives up in margin. Then comes gallons: traffic counts, competing pumps and ease of entry. In-store sales, food service and any wash add income that lenders often weight heavily. Because the typical loan exceeds a million dollars, land and canopy cost are major items, as are tank age, environmental history and closure obligations. A lender will test coverage if fuel margin falls, and an appraiser must split the real estate from the brand-dependent business so value is not overstated.