Dental office loans in Tucson at a glance

Tucson reports FY2017 to FY2026 approvals: 28 dental office loans, $30.3 million gross. Tucson, for dental office, ranks 57 of 562 in the area ranking. Within Tucson, dental office ranks 5 of 39. Tucson's quotient is 1.48x: dental office above the national share.

Tucson size and franchise status

Loan size in Tucson centres on $569,200, and its middle half runs between $372,500 and $1.9 million. Tucson loans sit at 1.12x of the national class median. In Tucson, borrowers draw bigger loans than nationally. Tucson shows no 7(a) count. Tucson shows no 504 count either. Tucson: too few loans back either count. Tucson franchise share of loans is 0.00%. Tucson loans run larger. Tucson borrowers carry a heavier payment, which Tucson studies test.

Tucson loan holders and counties

Tucson lists no lender. Dental office holders in Tucson are many. Tucson borrowers open with the study itself. Tucson puts all 28 loans under Pima County, AZ.

Tucson years, floors and coding limits

Tucson years print only in part. FY2024 brings Tucson 7 loans, $6.4 million. Other Tucson years stay blank on thin counts. Tucson blanks are silence, never zero, and Tucson treats FY2026 as complete. Floors in Tucson follow Loan Analytics' own rule. The Tucson cohort holds fewer than 30 loans. Tucson disbursements cover FY2017 to FY2021. No Tucson cancellation floor prints. No Tucson charge-off floor prints either. Tucson blanks are no zero. Tucson blanks are no clean book. Each Tucson rate is a floor. Tucson follows July 2023 boundaries. Tucson places loans by project county. Tucson drops loans lacking a placeable county.

Tucson: what a study must prove

Tucson dental office requests start from the $569,200 median, a first yardstick in Tucson. For a practice purchase in Tucson, the appraisal separates goodwill from equipment and real estate, and a study tests each piece on its own. We would test how fast a new Tucson practice can fill its schedule, and what the loan payment looks like in the months before it does. Referral patterns and hygiene capacity in Tucson belong in the study, since they set the ceiling on production from each operatory. Daniel Smith, MAI, signs every Tucson dental office study. For Tucson, demand and cost are tested. In Tucson, coverage and value are tested. No Tucson approval is promised by any study.

SBA dental office loans in the Tucson, AZ Metro Area

Loans approved, FY2017 to FY2026	28
Gross dollars approved	$30.3 million
Median loan	$569,200
Middle half of loans, from	$372,500
Middle half of loans, to	$1.9 million
SBA 7(a) loans	withheld
SBA 504 loans	withheld
Franchise share of loans	0.00%
Rank among metro and micro areas for dental office loans	57 of 562
Rank of dental office among the classes in this area	5 of 39
Location quotient (share of loans against the national share)	1.48x
Median loan against the national median for the class	1.12x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	not reported: fewer than 30 loans in the cohort
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

SBA dental office loans approved in the Tucson, AZ Metro Area, by fiscal year

Fiscal year	Loans	Dollars
FY2017	withheld	withheld
FY2018	withheld	withheld
FY2019	withheld	withheld
FY2020	withheld	withheld
FY2021	withheld	withheld
FY2022	withheld	withheld
FY2023	withheld	withheld
FY2024	7	$6.4 million
FY2025	withheld	withheld
FY2026	withheld	withheld

Where the loans are, by county

County	Loans
Pima County, AZ	28

Counties with 5 or more loans; smaller ones are not listed.

Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MA-46060-C20.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a dental office project in the Tucson, AZ Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

Dental Office Feasibility Study in the Tucson, AZ Metro Area