Feasibility Study Data for the Yuma, AZ Metro Area

Yuma: volume, rank and ticket size across Yuma, AZ

172 SBA approvals landed here for Yuma projects between FY2017 and FY2026, carrying $76.6 million across every asset class. Yuma holds rank 344 of 928 against every other statistical area, Yuma among them. Loan size centers on $150,000, with half of all loans between $32,250 and $591,000. On loan size the pattern is clear: at 0.72x of the national median. Nationally, Yuma loans run larger than they do here.

Yuma, AZ: franchises, programs and named holders for Yuma

The metro area shows 142 loans under 7(a), against 30 under 504, Yuma leaving 504 as the minority route. Franchise Yuma brands account for 11.6% of loans. On the 7(a) side, Zions Bancorporation, National Association leads with 39 loans and $3.0 million. Second place is Wells Fargo Bank National Association: 19 loans, $4.7 million. WaFd Bank holds 8 loans, and JPMorgan Chase Bank, National Association at 7. Under 504, Arizona Capital Source is the lead holder with 14 loans and $9.6 million, with The Mortgage Capital Development Corporation second at 9 loans. Read the Yuma lender rows as SBA records of holdings. Zions Bancorporation, National Association appears as the holder SBA shows; the Yuma list neither praises nor faults any holder.

Yuma: class and county mix across Yuma, AZ

The larger share of the Yuma record falls outside the class table: 104 loans that carry codes outside the Yuma table. The Yuma class rows therefore describe a minority of Yuma lending. Automotive Yuma mechanical repair (car and truck) is the largest tracked class, at 11 loans, ahead of full-service restaurant at 9, and hotel and motel at 8. Further down sit limited-service restaurant, 8 loans and fitness center at 5. By county, Yuma County, AZ accounts for 172 loans. A project in one Yuma county meets other land costs, so the Yuma figure hides some spread.

Yuma, AZ: reading the outcome floors for Yuma

Cancellation after approval reached a floor of 8.5% for Yuma approvals in FY2017 to FY2024; the ceiling, treating undisbursed Yuma loans as cancelled, is also 8.5%. No charge-off rate is shown for Yuma: too few Yuma loans reached the funded cohort, so Yuma gets no Yuma rate, and a blank never signals none. Annual approvals peaked in FY2025 at 28 loans and $5.1 million, while FY2021 was the low point before FY2026, at 10 loans and $6.9 million. A loan joins the Yuma, AZ figures through its project county, as with Yuma County, AZ or Yuma County, AZ. Then county membership follows the 2023 delineation, yet Yuma counties Yuma that resist matching stay out of all Yuma totals.

Yuma: demand, cost, coverage and appraisal in Yuma, AZ

Any Yuma feasibility study should be built for the particular Yuma county, given how unlike its Yuma counties can be. Since automotive mechanical repair (car and truck) leads the Yuma class table, expect scrutiny of fleet and commercial account potential, plus waste oil and fluid handling and vehicles registered within the drive time. A Yuma request in full-service restaurant depend on Yuma dining rooms and their weeknight trade and on kitchen capacity against peak service. A Yuma operator's Yuma coverage has to survive a poor year; comparable sales near the Yuma site must support the value. Since Yuma loans skew small, a larger ask will draw questions the Yuma study should answer first.