Self Storage Feasibility Study in the Sacramento-Roseville-Folsom, CA Metro Area

Self storage loans in Sacramento at a glance

Sacramento reports FY2017 to FY2026 approvals: 25 self storage loans, $46.4 million gross. Sacramento, for self storage, ranks 9 of 513 in the area ranking. Within Sacramento, self storage ranks 18 of 39. Sacramento has a quotient of 1.17x, self storage above the national share.

Sacramento size and franchise status

Loan size in Sacramento centres on $1.2 million, and its middle half runs between $485,000 and $2.8 million. Sacramento stands at 1.31x against the national class median. Sacramento loans run above the national middle. Sacramento has 12 SBA 7(a) loans. Sacramento has 13 SBA 504 loans. Sacramento finances fixed assets through 504. In Sacramento, 7(a) is the broader program. Sacramento's split shows its financing mix. Sacramento prints no franchise share. Too few Sacramento loans support one. Sacramento loans run bigger. In Sacramento, a study must prove the payment.

Sacramento loan holders and counties

Holder in Sacramento: The Mortgage Capital Development Corporation, 5 loans, $16.3 million, SBA 504. Listed Sacramento names are current holders, per SBA. Sacramento rows speak to files, not requirements. Sacramento borrowers read the list as holders. Sacramento self storage lenders get first tests. Sacramento has one county, Sacramento County, CA, with all 16 loans.

Sacramento years, floors and coding limits

Sacramento years print only in part. FY2021 brings Sacramento 8 loans, $11.3 million. FY2025 brings Sacramento 0 loans, $0. FY2026 brings Sacramento 0 loans, $0. Other Sacramento years are withheld. Thin counts leave Sacramento totals unknown. In Sacramento, no blank is a zero, and Sacramento treats FY2026 as complete. Sacramento floors follow Loan Analytics' own rule. That Sacramento cohort holds fewer than 30 loans. The Sacramento cohort covers FY2017 to FY2021 disbursements. So Sacramento prints no cancellation floor. So Sacramento prints no charge-off floor. Sacramento's blank floor is no zero. Sacramento borrowers learn little from it. Any Sacramento rate that prints is a floor. Sacramento borders come from the July 2023 list. Sacramento places each loan by project county. Sacramento drops loans with unplaceable counties. Sacramento note: The code has no line of its own for RV and boat storage, which means Sacramento totals mix it with ordinary self storage and other warehousing.

Sacramento: what a study must prove

Sacramento modelling starts from the $1.2 million median, against the project in Sacramento. We would test the Sacramento site for visibility and traffic, then price the building, paving and security systems from bids. The appraisal in Sacramento turns on stabilized income, so a study documents how long the path to stabilization is and what it costs. A Sacramento study should test management software, staffing and marketing expense, which are small lines with a large effect on net income. Daniel Smith, MAI, signs each Sacramento study. Sacramento demand and cost come first. In Sacramento, coverage follows, then the appraisal. Sacramento borrowers are promised no approval here.