NBT Bank, National Association: SBA Lending Record

Loans held and dollars at NBT Bank, National Association

484 loans, approved FY2017 to FY2026, have NBT Bank, National Association as SBA-listed holder. NBT Bank, National Association loans: $141.2 million in gross approved dollars, 484 loans in all. Each NBT Bank, National Association figure covers loans held, 484, now or earlier. SBA guarantees them; NBT Bank, National Association does not. Every NBT Bank, National Association loan on file is 7(a), 484 in all; none are 504. NBT Bank, National Association holder status: assigned now or last.

345 of 484 loans have no tracked class, which leaves NBT Bank, National Association class rows thinner. For NBT Bank, National Association, full-service restaurant leads the class rows, 29 loans. After that, limited-service restaurant with 14 loans, beverage manufacturing at 12 and dental office (9). Lower NBT Bank, National Association rows: 9 loans in fitness center, 9 in liquor store and automotive mechanical repair with 8 loans. Smaller NBT Bank, National Association classes: see the page table.

NBT Bank, National Association opens geographically with 414 in New York, New Hampshire (21), 15 in Connecticut, Vermont (14), 9 in Massachusetts, Pennsylvania (6) and 5 in Maine. New York heads the NBT Bank, National Association state list. Later states carry fewer NBT Bank, National Association loans each; depth varies by place.

NBT Bank, National Association: loans cancelled or charged off

NBT Bank, National Association cancellation floor stands at 8.6%, counting FY2017 to FY2024 approvals. If NBT Bank, National Association loans still undisbursed count as cancelled, 10.0% follows as a ceiling. Between 8.6% and 10.0% lie NBT Bank, National Association approvals SBA still shows undisbursed. At NBT Bank, National Association, 2.9% is charged off to date among 279 loans disbursed FY2017 to FY2021. NBT Bank, National Association: five-year reading held back. NBT Bank, National Association outcomes show; reasons do not. NBT Bank, National Association cohort rates cover FY2017 to FY2021 disbursements. NBT Bank, National Association: 8.6% is a floor, 484 loans notwithstanding, not a forecast. NBT Bank, National Association: every rate here is a floor, 484 loans or not; 8.6% included.

NBT Bank, National Association in a study

For NBT Bank, National Association, a bank or lender, 484 loans sit in SBA records. NBT Bank, National Association has no row that says what NBT Bank, National Association wants from a borrower. For NBT Bank, National Association, compare full-service restaurant, 484 loans deep; New York, set beside the project. Sources beside NBT Bank, National Association should be listed in the study, 484 loans or not.

484 loans at NBT Bank, National Association are context only. For the project, New York or elsewhere, NBT Bank, National Association proves nothing. 484 loans at NBT Bank, National Association do not carry full-service restaurant demand, NBT Bank, National Association cannot; New York conditions do, not NBT Bank, National Association. Test cost line by line, 484 loans set aside. 484 loans give NBT Bank, National Association breadth, not depth. NBT Bank, National Association must survive 8.6% as a minimum, not as the aim. NBT Bank, National Association: on stabilized income, debt service coverage keeps 8.6% in view. At NBT Bank, National Association, loan size follows appraised value. NBT Bank, National Association: a study delivers a file, never approval.