Grow America Fund, Incorporated: SBA Lending Record
What SBA's own loan files show about Grow America Fund, Incorporated as an SBA lender, and how a lender's record bears on a feasibility study.
Grow America Fund, Incorporated in SBA's loan files
251 loans carry Grow America Fund, Incorporated as holder across FY2017 to FY2026: $137.0 million gross. SBA records Grow America Fund, Incorporated in New York. The 251 loans count as holdings: Grow America Fund, Incorporated is current or last holder, per SBA. 251 loans belong to SBA 7(a). Grow America Fund, Incorporated has 0 in SBA 504. Grow America Fund, Incorporated's last year, FY2026, is complete. 251 loans, $137.0 million gross: that is Grow America Fund, Incorporated's whole record. The 251 loans carry SBA's guarantee and not Grow America Fund, Incorporated's, so no policy shows here.
181 loans among Grow America Fund, Incorporated's 251 carry no named class. Grow America Fund, Incorporated's class table reads: Full-service restaurant, 22; Limited-service restaurant, 8; Fitness center (7); Beverage manufacturing (breweries, wineries, distilleries) at 5. Of 251 loans, 181 are unclassed and 22 are Full-service restaurant. A class view of Grow America Fund, Incorporated spans part of 251. At Grow America Fund, Incorporated, 8 Limited-service restaurant loans follow 22 Full-service restaurant.
Grow America Fund, Incorporated by state
Grow America Fund, Incorporated's state table reads: New York at 64; California, 53; Delaware at 35; Ohio at 32; Washington at 25; Florida at 11; Texas at 7. New York is also where SBA records Grow America Fund, Incorporated, so the book starts at home. 64 of Grow America Fund, Incorporated's 251 loans sit in New York. Grow America Fund, Incorporated's table maps 251 loans, no boundary for sites beyond New York.
Grow America Fund, Incorporated: the floors
Among FY2017 to FY2024 approvals, 6.5% or more were cancelled, a floor. Ceiling 6.5%: the same as the floor. Within Grow America Fund, Incorporated's 251 loans, the charge-off figure is absent for the FY2017 to FY2021 cohort. Our own standard keeps it out for groups this small. Regard the blank as unknown; nothing replaces it. A 6.5% floor at Grow America Fund, Incorporated says approval is no funding. Grow America Fund, Incorporated: no rate, cash flow must hold. At Grow America Fund, Incorporated, test one is site demand. At Grow America Fund, Incorporated, test two is full project cost. For Grow America Fund, Incorporated, test three is debt service coverage. At Grow America Fund, Incorporated, test four is the appraisal.
Grow America Fund, Incorporated's record shows a lender 251 loans and $137.0 million gross. Grow America Fund, Incorporated's record shows a borrower 251 holdings and no terms. The 251 loans cannot show how Grow America Fund, Incorporated would treat a request. 22 Full-service restaurant loans head the list. Grow America Fund, Incorporated's holdings are the extent of it. Grow America Fund, Incorporated borrowers need a study that stands alone. Grow America Fund, Incorporated is shown as holder of 251 loans, no more.
SBA loans held by Grow America Fund, Incorporated
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 251 |
|---|---|
| Gross dollars approved | $137.0 million |
| SBA 7(a) loans | 251 |
| SBA 504 loans | 0 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 6.5% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | 6.5% |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 181 |
| Full-service restaurant | 22 |
| Limited-service restaurant | 8 |
| Fitness center | 7 |
| Beverage manufacturing (breweries, wineries, distilleries) | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
| State or area | Loans |
|---|---|
| New York | 64 |
| California | 53 |
| Delaware | 35 |
| Ohio | 32 |
| Washington | 25 |
| Florida | 11 |
| Texas | 7 |
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-name-grow-america-fund.
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