The hotel record in Brunswick

From FY2017 to FY2026, Brunswick had 25 SBA-approved hotel loans worth $66.2 million. On hotel, Brunswick stands 93 of 807 among ranked areas. Within Brunswick, hotel is 1 of 39. Brunswick has a quotient of 8.66x, hotel above the national share.

Brunswick: loan size and franchise

Brunswick shows half its loans at or under $2.9 million, with the middle half spanning $1.2 million up to $3.9 million. Brunswick loans sit at 1.32x of the national class median. In Brunswick, borrowers draw bigger loans than nationally. Brunswick shows no 7(a) count. Brunswick shows no 504 count either. Brunswick: too few loans back either count. Brunswick prints no franchise share. Too few Brunswick loans support one. Brunswick loans run bigger. In Brunswick, a study must prove the payment.

Brunswick: lenders and counties

The Brunswick holder tables list no lender. Hotel loans in Brunswick sit with small holders, none listed. Brunswick borrowers lead with the study itself. The Brunswick rows by county read .

Brunswick years and hotel coding limits

Few Brunswick years print. Brunswick shows 0 loans, $0, in FY2017. Brunswick shows 6 loans, $12.1 million, in FY2019. Brunswick shows 6 loans, $16.1 million, in FY2023. Brunswick shows 0 loans, $0, in FY2024. Other Brunswick years are withheld. Thin counts leave Brunswick totals unknown. In Brunswick, no blank is a zero, and Brunswick treats FY2026 as complete. Brunswick floors follow Loan Analytics' own rule. That Brunswick cohort holds fewer than 30 loans. The Brunswick cohort covers FY2017 to FY2021 disbursements. So Brunswick prints no cancellation floor. So Brunswick prints no charge-off floor. Brunswick blanks are no zero. Brunswick blanks are no clean book. Each Brunswick rate is a floor. Brunswick borders come from the July 2023 list. Brunswick places each loan by project county. Brunswick drops loans with unplaceable counties. Brunswick note: A single industry code holds both hotels and motels, and Brunswick counts therefore mix limited-service and full-service lodging.

Brunswick: hotel feasibility questions

Brunswick modelling starts from the $2.9 million median, against the project in Brunswick. For Brunswick, we would test the owner's operating experience, since a hotel run by an unproven team carries added risk. Where a Brunswick hotel is a conversion or an acquisition, the study tests the price paid against the income it produces. Since the Brunswick code covers hotels and motels together, a study should state the product type it is testing and its comparables. Daniel Smith, MAI, signs every Brunswick hotel study. For Brunswick, demand and cost are tested. In Brunswick, coverage and value are tested. Brunswick borrowers are promised no approval here.

SBA hotel and motel loans in the Brunswick-St. Simons, GA Metro Area

Loans approved, FY2017 to FY2026	25
Gross dollars approved	$66.2 million
Median loan	$2.9 million
Middle half of loans, from	$1.2 million
Middle half of loans, to	$3.9 million
SBA 7(a) loans	withheld
SBA 504 loans	withheld
Franchise share of loans	withheld
Rank among metro and micro areas for hotel and motel loans	93 of 807
Rank of hotel and motel among the classes in this area	1 of 39
Location quotient (share of loans against the national share)	8.66x
Median loan against the national median for the class	1.32x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	not reported: fewer than 30 loans in the cohort
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

SBA hotel and motel loans approved in the Brunswick-St. Simons, GA Metro Area, by fiscal year

Fiscal year	Loans	Dollars
FY2017	0	$0
FY2018	withheld	withheld
FY2019	6	$12.1 million
FY2020	withheld	withheld
FY2021	withheld	withheld
FY2022	withheld	withheld
FY2023	6	$16.1 million
FY2024	0	$0
FY2025	withheld	withheld
FY2026	withheld	withheld

Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.

One code for hotels and motels; limited service and full service cannot be separated.

Shared code: Hotels and motels share 721110.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MA-15260-C07.

Related feasibility study pages

Worked examples

Worked Example: USDA B&I Hotel Acquisition Feasibility Study in Georgia

A worked example of the feasibility study a lender would read for a hotel project in Georgia, financed with a USDA Business and Industry guaranteed loan.

State: Georgia · Asset: Hotel · Program: USDA Business and Industry

Loan Analytics prepares the feasibility study a lender reads before it commits: for a hotel and motel project in the Brunswick-St. Simons, GA Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

Hotel Feasibility Study in the Brunswick-St. Simons, GA Metro Area