Fort Collins-Loveland: dental office lending

For Fort Collins-Loveland, during FY2017 to FY2026, SBA recorded 26 dental office loans, adding up to $44.8 million in gross dollars. In Fort Collins-Loveland, dental office lending sits 5 of 39 among the asset classes, while Fort Collins-Loveland stands at 60 of 562 among metro and micro areas on dental office loans. Fort Collins-Loveland's location quotient is 1.85x: more weight than nationally. Fort Collins-Loveland stands apart on size: median $1.4 million. The central half of Fort Collins-Loveland loans stretches from $794,750 to $2.6 million, and the median stands at 2.70x the class median nationally. Large loans define Fort Collins-Loveland dentistry, where the median is $1.4 million, 2.70x of the nationwide class median, with the middle half from $794,750 to $2.6 million. A location quotient of 1.85x is also heavy, and the class stands fifth (5 of 39) locally and 60 of 562 nationally. The holder table shows Live Oak Banking Company at $19.7 million across 9 SBA 7(a) loans, and Larimer County holds all 26 loans.

Three Fort Collins-Loveland figures are held back by Loan Analytics for resting on too few loans: the 7(a) loan count, the 504 loan count and the franchise rate. In the Fort Collins-Loveland holder tables Live Oak Banking Company holds $19.7 million across 9 SBA 7(a) loans. Fort Collins-Loveland's lender entries list present holders only. Fort Collins-Loveland borrowers gain no evidence of lender requirements here. Every one of the 26 loans sits in Larimer County, CO.

Fort Collins-Loveland: years, floors and limits

Fort Collins-Loveland can show only some years: FY2017 shows 5 loans worth $5.2 million. In FY2019, Fort Collins-Loveland shows 0 loans and $0. Not printed for Fort Collins-Loveland: FY2018 and FY2020 to FY2026. Blank years in Fort Collins-Loveland do not mean the metro had no loans then. No Fort Collins-Loveland cancellation or charge-off rate is printed by Loan Analytics; the cohort holds under 30 loans. Fort Collins-Loveland uses Loan Analytics' own 30-loan minimum. Fort Collins-Loveland has a short FY2017 to FY2021 group. Fort Collins-Loveland sits on the July 2023 list. Fort Collins-Loveland places each loan by county. Fort Collins-Loveland drops unmatched loans.

Fort Collins-Loveland: what to test

Fort Collins dental sponsors must explain a project of this size, whether a practice purchase with real estate, a new building or a major build-out, and show the operatories, providers and patient base within reach. Production per chair should be tested against a loan near $1.4 million, with a slower ramp shown. FY2017 shows 5 loans worth $5.2 million and FY2019 shows 0, so volume moves unevenly. Keep the practice and its premises as separate value cases.

SBA dental office loans in the Fort Collins-Loveland, CO Metro Area

Loans approved, FY2017 to FY2026	26
Gross dollars approved	$44.8 million
Median loan	$1.4 million
Middle half of loans, from	$794,750
Middle half of loans, to	$2.6 million
SBA 7(a) loans	withheld
SBA 504 loans	withheld
Franchise share of loans	withheld
Rank among metro and micro areas for dental office loans	60 of 562
Rank of dental office among the classes in this area	5 of 39
Location quotient (share of loans against the national share)	1.85x
Median loan against the national median for the class	2.70x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	not reported: fewer than 30 loans in the cohort
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

SBA dental office loans approved in the Fort Collins-Loveland, CO Metro Area, by fiscal year

Fiscal year	Loans	Dollars
FY2017	5	$5.2 million
FY2018	withheld	withheld
FY2019	0	$0
FY2020	withheld	withheld
FY2021	withheld	withheld
FY2022	withheld	withheld
FY2023	withheld	withheld
FY2024	withheld	withheld
FY2025	withheld	withheld
FY2026	withheld	withheld

Most active SBA lenders

SBA 7(a): lenders by loans approved (the current holder of each loan, as SBA reports it)
Lender	Loans	Dollars
Live Oak Banking Company	9	$19.7 million

Lenders with 5 or more loans here; a lender with fewer is not listed, and loans SBA or a receiver holds are counted but never listed as a lender.

Where the loans are, by county

County	Loans
Larimer County, CO	26

Counties with 5 or more loans; smaller ones are not listed.

Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MA-22660-C20.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a dental office project in the Fort Collins-Loveland, CO Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

Dental Office Feasibility Study in the Fort Collins-Loveland, CO Metro Area