Ohio Statewide Development Corporation: SBA Lending Record

What SBA's own loan files show about Ohio Statewide Development Corporation as an SBA lender, and how a lender's record bears on a feasibility study.

Daniel Smith, MAI

The Ohio Statewide Development Corporation record at a glance

270 loans, FY2017 to FY2026 approvals, sit under Ohio Statewide Development Corporation in SBA's holder field. Ohio Statewide Development Corporation loans: $166.1 million in gross approved dollars, 270 loans in all. Ohio Statewide Development Corporation figures are holder-based: SBA's file, 270 loans, held now or before. Ohio Statewide Development Corporation is not the guarantor. SBA tags 270 as 504, none 7(a), under Ohio Statewide Development Corporation. SBA lists Ohio Statewide Development Corporation, a CDC, as 504 holder. On Ohio Statewide Development Corporation projects, first-lien lenders go uncredited.

270 loans sit at Ohio Statewide Development Corporation, 166 with no tracked class; the others fill Ohio Statewide Development Corporation class rows. Ohio Statewide Development Corporation class rows start with child care center, 14 loans. After that, hotel and motel (13), 12 loans in full-service restaurant and 8 in automotive mechanical repair. Further down Ohio Statewide Development Corporation: self storage with 7 loans, medical office at 7 and car wash (6). Ohio Statewide Development Corporation: more rows in the table.

Ohio Statewide Development Corporation: floors on cancelled and charged-off loans

10.7%: the floor on cancellations, among Ohio Statewide Development Corporation approvals from FY2017 to FY2024. Count undisbursed Ohio Statewide Development Corporation loans as cancelled and the ceiling becomes 13.1%. Between 10.7% and 13.1% lie Ohio Statewide Development Corporation approvals SBA still shows undisbursed. Loan Analytics gives Ohio Statewide Development Corporation no FY2017 to FY2021 charge-off floor. Ohio Statewide Development Corporation outcomes show; reasons do not. Ohio Statewide Development Corporation cohort rates cover FY2017 to FY2021 disbursements. Ohio Statewide Development Corporation: 10.7% is a floor, 270 loans notwithstanding, not a forecast. Ohio Statewide Development Corporation loans keep seasoning, 270 of them; 10.7%, a floor, may climb.

Ohio Statewide Development Corporation in a study

Ohio Statewide Development Corporation, a Certified Development Company, comes with 270 loans of background. Ohio Statewide Development Corporation credit standards stay undescribed. At Ohio Statewide Development Corporation, weigh the local market then child care center, 270 loans deep, against the project. Ohio Statewide Development Corporation projects: first-lien lenders go unrecorded; 270 loans or not, the study names them.

Ohio Statewide Development Corporation totals are context. 270 loans say little about a project, the local market or beyond it. 270 loans at Ohio Statewide Development Corporation do not carry child care center demand, Ohio Statewide Development Corporation cannot; the local market conditions do, not Ohio Statewide Development Corporation. Budget lines meet raised funds, 270 loans staying aside. 270 loans give Ohio Statewide Development Corporation breadth, not depth. Ohio Statewide Development Corporation coverage must clear 10.7% before anything else. Ohio Statewide Development Corporation aside, debt service coverage keeps 10.7% and 13.1% in view, on stabilized income. At Ohio Statewide Development Corporation, loan size follows appraised value. Ohio Statewide Development Corporation: a study delivers a file, never approval.

SBA loans held by Ohio Statewide Development Corporation

SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).

7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.

Loans approved, FY2017 to FY2026	270
Gross dollars approved	$166.1 million
SBA 7(a) loans	0
SBA 504 loans	270

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	10.7%
The same, counting loans still undisbursed as cancelled (a ceiling)	13.1%
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Loans by asset class

Asset class	Loans
Not in any of the 39 asset classes	166
Child care center	14
Hotel and motel	13
Full-service restaurant	12
Automotive mechanical repair (car and truck)	8
Self storage	7
Medical office (physicians)	7
Car wash	6
Dental office	6
Beverage manufacturing (breweries, wineries, distilleries)	5
Limited-service restaurant	5

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

The state breakdown is withheld, so that no group of fewer than 5 loans can be derived.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-cdc-0188306.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Ohio Statewide Development Corporation or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

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