Northwest Business Development Association: SBA Lending Record

What SBA's own loan files show about Northwest Business Development Association as an SBA lender, and how a lender's record bears on a feasibility study.

Northwest Business in SBA data

655 loans for FY2017 to FY2026 sit under Northwest Business Development Association. At Northwest Business, they add up to $651.9 million in gross dollars approved. All 655 are SBA 504 loans at Northwest Business. Northwest Business has 0 SBA 7(a) loans among 655. Northwest Business is a Certified Development Company. At Northwest Business, first-lien lenders are free text. The Northwest Business file does not credit them. Northwest Business is recorded in Washington. The 655 figures are SBA's records of Northwest Business holdings. Nothing in them shows what Northwest Business requires. SBA, not Northwest Business, guarantees them. Each of the 655 sits under its latest holder.

Northwest Business: asset classes

Northwest Business has 454 loans in no named class, so Northwest Business class views cover part of 655. Northwest Business: hotel and motel leads, at 26, full-service restaurant at 26, then dental office at 20. Last at Northwest Business: automotive mechanical repair at 14, then child care center at 13, next gas station and truck stop at 12. Also at Northwest Business: fitness center at 11, limited-service restaurant at 11, then medical office at 9. Then at Northwest Business: coffee shop and snack bar at 9; self storage at 7, rehabilitation and therapy clinic at 7. The 454 unplaced loans are the largest block at Northwest Business. Its class comparison of 655 rests on a minority.

Northwest Business: geography

Washington heads the Northwest Business state table at 499 loans, then Oregon with 125 and Idaho with 31. The Northwest Business spread shows whether the 655 holdings reach beyond Washington.

Northwest Business: loan outcomes

Cancellation floor for Northwest Business over FY2017 to FY2024 approvals: 9.6%, among 655. Northwest Business ceiling: 11.1%, counting undisbursed loans as cancelled. Northwest Business records 0.00% charged off to date among 323 FY2017 to FY2021 disbursements, and 0.00% by the five-year mark after approval. 0.00% at Northwest Business is a floor. Open Northwest Business loans can still be charged off.

Northwest Business: using the figures

Northwest Business figures form a map of holdings. 655 loans show where Northwest Business stands as holder. The 9.6% cancellation floor shows how Northwest Business approvals fared. It forecasts no Northwest Business request. A Northwest Business project has demand and cost. A Northwest Business borrower should name which of the 655 loans look like it. Differences matter to Northwest Business as much as likenesses. 655 loans, plainly told, let Northwest Business judge the study. A floor of 9.6% at Northwest Business describes the past, not the future.

Northwest Business: study tests

Preparing a request to Northwest Business? Read 655 loans as background for Northwest Business. Hotel and motel borrowers at Northwest Business meet 26 loans, the closest comparison. Northwest Business: the study tests room demand. Northwest Business needs brand cost tested too. Show Northwest Business coverage in a slow year too. Northwest Business needs an appraisal that supports it. Northwest Business offers just 454 unplaced loans for an unnamed type. Northwest Business's study makes the case. Northwest Business holds 499 loans in Washington. Elsewhere, Northwest Business holdings need a reason. At Northwest Business, a cancellation floor of 9.6% means approval is not funding. The Northwest Business study should allow for delay.

SBA loans held by Northwest Business Development Association

SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).

7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.

Loans approved, FY2017 to FY2026655
Gross dollars approved$651.9 million
SBA 7(a) loans0
SBA 504 loans655

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)9.6%
The same, counting loans still undisbursed as cancelled (a ceiling)11.1%
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)0.00%
Charged off within five years of approval0.00%
Loans in that cohort323

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Loans by asset class

Asset classLoans
Not in any of the 39 asset classes454
Hotel and motel26
Full-service restaurant26
Dental office20
Automotive mechanical repair (car and truck)14
Child care center13
Gas station and truck stop12
Fitness center11
Limited-service restaurant11
Medical office (physicians)9
Coffee shop and snack bar9
Self storage7
Rehabilitation and therapy clinic7
Beverage manufacturing (breweries, wineries, distilleries)6
Veterinary clinic6
Car wash5
School (elementary and secondary, including charter)5
Grocery store5

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

Loans by project state

State or areaLoans
Washington499
Oregon125
Idaho31

States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-cdc-0188311.

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Northwest Business Development Association or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

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