$295.3 million in gross dollars and 271 approved loans make up the Ameritrust CDC entry for FY2017 to FY2026. The $295.3 million for Ameritrust CDC counts approved dollars, not balances. 271 loans sit under SBA 504, every Ameritrust CDC loan here. Ameritrust CDC reads 0 under SBA 7(a). 271 loans are records SBA keeps on Ameritrust CDC. SBA, not Ameritrust CDC, carries each guarantee. For SBA 504, Ameritrust CDC is the CDC. SBA 504 credits Ameritrust CDC, not first-lien lenders. The 271 SBA 504 loans are credited to Ameritrust CDC. Ameritrust CDC reflects only SBA 504 rules. Here, Ameritrust CDC means the holder SBA names. Ameritrust CDC's 271 loans span FY2017 to FY2026 approvals.

Ameritrust CDC: classes and geography

For Ameritrust CDC, these classes lead: hotel and motel, 20 loans; full-service restaurant, 19 loans; automotive mechanical repair, 10 loans. Another 156 loans credited to Ameritrust CDC fall outside all of those classes. Ameritrust CDC's 271 loans: a slice sits in named classes. Ameritrust CDC holds 20 in hotel and motel. Ameritrust CDC loans lead, by state, in Washington, 254 loans; Oregon, 12 loans. Ameritrust CDC's sample for Washington sites is 254 loans. Ameritrust CDC's counts are a map only.

Ameritrust CDC: cancellations and charge-offs

11.7% of Ameritrust CDC approvals, FY2017 to FY2024, were cancelled. For Ameritrust CDC, 11.7% is a floor. Ameritrust CDC's floor stops at FY2024 approvals. For Ameritrust CDC, 14.0% is the ceiling. The Ameritrust CDC ceiling counts undisbursed loans as cancelled. The Ameritrust CDC rate sits between 11.7% and 14.0%. Ameritrust CDC: the cohort runs FY2017 to FY2021. Ameritrust CDC's cohort holds 134 disbursed loans. 0.00% of Ameritrust CDC loans are charged off to date. For Ameritrust CDC, 0.00% is a floor. Ameritrust CDC: the two rates cover different loans. Ameritrust CDC: 0.00% charged off within 5 years.

Ameritrust CDC: testing a project

Ameritrust CDC holds 271 recorded loans, $295.3 million in all. At Ameritrust CDC, demand comes first: who pays? For Ameritrust CDC, cost is second; 271 loans do not replace a quote. For Ameritrust CDC, third is debt service coverage. Ameritrust CDC: 0.00% and 11.7% are floors. At Ameritrust CDC, the appraisal comes last: 271 loans cannot set your value. Ameritrust CDC's record cannot settle cost. Here Ameritrust CDC is a holder, not a verdict. Ameritrust CDC's 271 loans state nothing about its requirements. Ask Ameritrust CDC directly. Test first, then compare with Ameritrust CDC's 271 loans. Ask Ameritrust CDC what a complete study contains.

SBA loans held by Ameritrust CDC

SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).

7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.

Loans approved, FY2017 to FY2026	271
Gross dollars approved	$295.3 million
SBA 7(a) loans	0
SBA 504 loans	271

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	11.7%
The same, counting loans still undisbursed as cancelled (a ceiling)	14.0%
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	0.00%
Charged off within five years of approval	0.00%
Loans in that cohort	134

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Loans by asset class

Asset class	Loans
Not in any of the 39 asset classes	156
Hotel and motel	20
Full-service restaurant	19
Automotive mechanical repair (car and truck)	10
Dental office	9
Beverage manufacturing (breweries, wineries, distilleries)	7
Rehabilitation and therapy clinic	7
Fitness center	7
Gas station and truck stop	6
Car wash	5

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

Loans by project state

State or area	Loans
Washington	254
Oregon	12

States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-cdc-0446633.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Ameritrust CDC or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

Ameritrust CDC: SBA Lending Record