Greater Sacramento Certified Development Corporation: SBA Lending Record
What SBA's own loan files show about Greater Sacramento Certified Development Corporation as an SBA lender, and how a lender's record bears on a feasibility study.
What SBA's file shows for Greater Sacramento Certified Development Corporation
SBA files 315 loans approved in FY2017 to FY2026 under Greater Sacramento Certified Development Corporation as holder. Greater Sacramento Certified Development Corporation loans: $257.4 million in gross approved dollars, 315 loans in all. These 315 loans are ones SBA shows Greater Sacramento Certified Development Corporation holding or having held. SBA, never Greater Sacramento Certified Development Corporation, is the guarantor. SBA tags 315 as 504, none 7(a), under Greater Sacramento Certified Development Corporation. SBA lists Greater Sacramento Certified Development Corporation, a CDC, as 504 holder. On Greater Sacramento Certified Development Corporation projects, first-lien lenders go uncredited.
189 of 315 loans have no tracked class, which leaves Greater Sacramento Certified Development Corporation class rows thinner. Greater Sacramento Certified Development Corporation rows put gas station and truck stop first, 27 of 315 loans. Then full-service restaurant with 14 loans, medical office at 13 and automotive mechanical repair (11). Lower Greater Sacramento Certified Development Corporation rows: 7 loans in fitness center, 6 in self storage and dental office with 6 loans. Smaller Greater Sacramento Certified Development Corporation classes: see the page table.
Greater Sacramento Certified Development Corporation: loans cancelled or charged off
Greater Sacramento Certified Development Corporation approvals, FY2017 to FY2024: 11.6%, at least, were cancelled after approval. Greater Sacramento Certified Development Corporation: second cancellation reading, withheld by Loan Analytics. At Greater Sacramento Certified Development Corporation, 0.00% is charged off to date among 140 loans disbursed FY2017 to FY2021. For Greater Sacramento Certified Development Corporation, the five-year charge-off figure is 0.00%. Greater Sacramento Certified Development Corporation outcomes show; reasons do not. Greater Sacramento Certified Development Corporation cohort rates cover FY2017 to FY2021 disbursements. Greater Sacramento Certified Development Corporation: 11.6% is a floor, 315 loans notwithstanding, not a forecast. Greater Sacramento Certified Development Corporation loans keep seasoning, 315 of them; 11.6%, a floor, may climb.
Greater Sacramento Certified Development Corporation: a borrower's view
Greater Sacramento Certified Development Corporation, a Certified Development Company, comes with 315 loans of background. Greater Sacramento Certified Development Corporation has no row that says what Greater Sacramento Certified Development Corporation wants from a borrower. At Greater Sacramento Certified Development Corporation, weigh the project market then gas station and truck stop, 315 loans deep, against the project. Each Greater Sacramento Certified Development Corporation project has a first-lien lender, uncredited; 315 loans name none. The study should.
315 loans replace nothing in the study; $257.4 million gross at Greater Sacramento Certified Development Corporation informs it only. 315 loans at Greater Sacramento Certified Development Corporation set no full-service restaurant demand; the project market conditions decide it, not Greater Sacramento Certified Development Corporation. Budget lines meet raised funds, 315 loans staying aside. 315 loans give Greater Sacramento Certified Development Corporation breadth, not depth. For Greater Sacramento Certified Development Corporation, a margin that survives 11.6%, and more, serves the study. Greater Sacramento Certified Development Corporation aside, debt service coverage keeps a 11.6% floor in view. At Greater Sacramento Certified Development Corporation, loan size follows appraised value. Greater Sacramento Certified Development Corporation: no study promises approval; 315 loans or none, it prepares the file.
SBA loans held by Greater Sacramento Certified Development Corporation
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 315 |
|---|---|
| Gross dollars approved | $257.4 million |
| SBA 7(a) loans | 0 |
| SBA 504 loans | 315 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 11.6% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | withheld |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | 0.00% |
| Charged off within five years of approval | 0.00% |
| Loans in that cohort | 140 |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 189 |
| Gas station and truck stop | 27 |
| Full-service restaurant | 14 |
| Medical office (physicians) | 13 |
| Automotive mechanical repair (car and truck) | 11 |
| Fitness center | 7 |
| Self storage | 6 |
| Dental office | 6 |
| Limited-service restaurant | 6 |
| Assisted living (without nursing care) | 5 |
| Hotel and motel | 5 |
| Coffee shop and snack bar | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
The state breakdown is withheld, so that no group of fewer than 5 loans can be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-cdc-0188137.
Related feasibility study pages
- SBA Lender Feasibility Study Data
- SBA feasibility study consultant
- CDC Small Business Finance Corp.: SBA Lending Record
- The Mortgage Capital Development Corporation: SBA Lending Record
- Lendistry SBLC, LLC: SBA Lending Record
- Bank of Hope: SBA Lending Record
- Harvest Small Business Finance, LLC: SBA Lending Record
- Business Finance Capital: SBA Lending Record
- California Statewide Certified Development Corporation: SBA Lending Record
- Hanmi Bank: SBA Lending Record
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