Georgia Banking Company: SBA Lending Record

Georgia Banking Company: loans and programs

Georgia Banking Company has 257 approved loans in SBA's files, $170.5 million gross, FY2017 to FY2026. SBA, not Georgia Banking Company, guarantees these 257 loans. The figures for Georgia Banking Company are loan records only. Program split at Georgia Banking Company: 257 for 7(a), 0 for 504. These 257 loans are ones that SBA shows Georgia Banking Company holding, now or before. GA is the lender state SBA records for Georgia Banking Company.

Asset classes and states in the Georgia Banking Company book

The tracked classes leave 160 of Georgia Banking Company's 257 loans unclassified. Among followed classes, Georgia Banking Company stands thus: Full-service restaurant (23), Limited-service restaurant (16), Coffee shop and snack bar (11), Gas station and truck stop (7), Child care center (5). A buyer planning Full-service restaurant can see 23 loans on the record of Georgia Banking Company. Limited-service restaurant follows with 16 loans at Georgia Banking Company. Coffee shop and snack bar comes third at Georgia Banking Company, with 11 loans. North Carolina follows with 23 loans in the Georgia Banking Company record. The state column for Georgia Banking Company opens Georgia (166), North Carolina (23), Florida (16), California (10), South Carolina (7), Texas (5). GA is where SBA places the lender; Georgia shows the most loans, 166.

Cancellation and charge-off floors for Georgia Banking Company

For Georgia Banking Company approvals from FY2017 to FY2024, 25.5% are known cancelled, a floor. Past the 25.5% floor, the upper bound at Georgia Banking Company is not printed under a Loan Analytics floor of 30 loans per cohort, so the ceiling is simply absent, not zero. The charge-off floor for Georgia Banking Company on FY2017 to FY2021 disbursements stands at 9.6%, taken over 125 loans. Georgia Banking Company shows 5.6% charged off within five years of approval. Every rate for Georgia Banking Company is a floor, so any later losses inside the group would raise it.

The Georgia Banking Company record and a feasibility study

Full-service restaurant at Georgia Banking Company opens with a check on demand. Then, a study of Limited-service restaurant should check the cost to build, with 16 such loans on Georgia Banking Company's record. Debt service coverage follows, and $170.5 million across 257 loans at Georgia Banking Company cannot settle that for a borrower. An appraisal completes the list, and 11 loans in Coffee shop and snack bar at Georgia Banking Company do not substitute for it. A project in Georgia will see 166 loans in the Georgia Banking Company record, and one in North Carolina, 23. Georgia Banking Company alone can say what it expects. Nothing promises approval, and Georgia Banking Company sets its own terms.