SBA's public loan files credit Genesee Regional Bank with 285 loans approved from FY2017 to FY2026, for $108.6 million in gross dollars. The $108.6 million for Genesee Regional Bank counts approved dollars, not balances. Genesee Regional Bank holds all 285 loans under SBA 7(a). Genesee Regional Bank has 0 loans under SBA 504. Genesee Regional Bank holds or held every loan listed. 285 loans carry SBA's guarantee, not Genesee Regional Bank's. Genesee Regional Bank is the lender SBA shows holding 285 loans now, or last holding them. Genesee Regional Bank is an SBA 7(a) record of 285 loans, in program terms. Here, Genesee Regional Bank means the holder SBA names. Genesee Regional Bank's 285 loans span FY2017 to FY2026 approvals.

Genesee Regional Bank: where the loans sit

Classes for Genesee Regional Bank begin with dental office with 22 loans; full-service restaurant with 15 loans; veterinary clinic with 11 loans. Outside those classes, the file credits Genesee Regional Bank with 199 more loans. Genesee Regional Bank's list shows a slice of 285 loans. Genesee Regional Bank lists 22 loans in dental office. Genesee Regional Bank's state listing shows only New York, with 280 loans. Set beside Genesee Regional Bank's 285 loans, that is its share. Genesee Regional Bank's counts are a map only.

Genesee Regional Bank: cancelled and charged-off loans

7.8% of Genesee Regional Bank approvals, FY2017 to FY2024, were cancelled. For Genesee Regional Bank, 7.8% is a floor. Genesee Regional Bank's floor stops at FY2024 approvals. Genesee Regional Bank shows no ceiling. Genesee Regional Bank falls under Loan Analytics' own rule. Genesee Regional Bank has no charge-off rate here. For Genesee Regional Bank, under 30 loans means no rate. Genesee Regional Bank: its disbursed cohort is small. Genesee Regional Bank: a blank is not a zero.

Genesee Regional Bank: what a study must test

Genesee Regional Bank's $108.6 million and 285 loans are on record. At Genesee Regional Bank, demand comes first: who pays? For Genesee Regional Bank, cost is second; 285 loans do not replace a quote. For Genesee Regional Bank, third is debt service coverage. Genesee Regional Bank: 7.8% is a floor. At Genesee Regional Bank, the appraisal comes last: 285 loans cannot set your value. Genesee Regional Bank's record cannot settle cost. Here Genesee Regional Bank is a holder, not a verdict. Genesee Regional Bank's 285 loans state nothing about its requirements. Ask Genesee Regional Bank directly. Test first, then compare with Genesee Regional Bank's 285 loans. Ask Genesee Regional Bank what a complete study contains.

SBA loans held by Genesee Regional Bank

SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).

7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.

Loans approved, FY2017 to FY2026	285
Gross dollars approved	$108.6 million
SBA 7(a) loans	285
SBA 504 loans	0

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	7.8%
The same, counting loans still undisbursed as cancelled (a ceiling)	withheld
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Loans by asset class

Asset class	Loans
Not in any of the 39 asset classes	199
Dental office	22
Full-service restaurant	15
Veterinary clinic	11
Medical office (physicians)	6
Liquor store	6

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

Loans by project state

State or area	Loans
New York	280

States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-26333.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Genesee Regional Bank or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

Genesee Regional Bank: SBA Lending Record