First Mid Bank & Trust, National Association: SBA Lending Record

First Mid Bank & Trust, National Association in SBA's loan files

360 loans carry First Mid Bank & Trust, National Association as holder across FY2017 to FY2026: $152.7 million gross. First Mid Bank & Trust, National Association is recorded by SBA in Illinois. The 360 loans count as holdings: SBA names First Mid Bank & Trust, National Association as holder or last holder. 360 loans sit under SBA 7(a). First Mid Bank & Trust, National Association has 0 under SBA 504. First Mid Bank & Trust, National Association's FY2026 counts as a finished year. 360 loans, $152.7 million gross: that is First Mid Bank & Trust, National Association's whole record. Behind the 360 loans stands SBA's guarantee, not First Mid Bank & Trust, National Association's, so read holdings and not policy.

256 of the 360 loans for First Mid Bank & Trust, National Association sit in no named class. First Mid Bank & Trust, National Association's class table reads: Full-service restaurant (31); Coffee shop and snack bar, 15; Limited-service restaurant at 13; Child care center, 8; Fitness center, 7; Automotive mechanical repair (car and truck) at 6. Of 360 loans, 256 are unclassed and 31 are Full-service restaurant. A class view of First Mid Bank & Trust, National Association spans part of 360. At First Mid Bank & Trust, National Association, 15 Coffee shop and snack bar loans follow 31 Full-service restaurant.

First Mid Bank & Trust, National Association: where the loans sit

By state at First Mid Bank & Trust, National Association: Illinois at 253; Iowa, 47; Texas, 26; Missouri, 23; Indiana at 5. Illinois is also where SBA records First Mid Bank & Trust, National Association, so the book starts at home. 253 of First Mid Bank & Trust, National Association's 360 loans sit in Illinois. First Mid Bank & Trust, National Association's table maps 360 loans, no boundary for sites beyond Illinois.

First Mid Bank & Trust, National Association outcome floors

7.9% at minimum: that share of First Mid Bank & Trust, National Association's FY2017 to FY2024 approvals was cancelled. Within First Mid Bank & Trust, National Association's 360 loans, the upper bound is missing. It would count undisbursed loans as cancelled. A Loan Analytics standard holds it back on thin cohorts. It is not zero; nothing replaces it. 3.3% is the charged-off floor across 212 loans disbursed in FY2017 to FY2021. First Mid Bank & Trust, National Association's rate within five years of approval is withheld. The Loan Analytics rule hides it for small groups. Take it as unknown, not zero; it is not estimated. A 7.9% floor at First Mid Bank & Trust, National Association says approval is no funding. 212 loans, 3.3% charged off: cash must keep flowing. At First Mid Bank & Trust, National Association, test one is site demand. At First Mid Bank & Trust, National Association, test two is full project cost. For First Mid Bank & Trust, National Association, test three is debt service coverage. For First Mid Bank & Trust, National Association, test four is the appraisal.

First Mid Bank & Trust, National Association's record shows a lender 360 loans and $152.7 million gross. First Mid Bank & Trust, National Association's book gives a borrower 360 holdings, not terms. Nothing in First Mid Bank & Trust, National Association's 360 loans predicts its answer to a request. 31 Full-service restaurant loans sit at the top. First Mid Bank & Trust, National Association shows holdings and little else. For First Mid Bank & Trust, National Association, bring a self-standing study. First Mid Bank & Trust, National Association appears here as holder of 360 loans, and the record ends there.