Community Capital Development Corporation: SBA Lending Record

Community Capital: SBA record

280 loans for FY2017 to FY2026 stand against Community Capital Development Corporation. At Community Capital, gross dollars approved come to $175.3 million. Program split for Community Capital: withheld by Loan Analytics, so no SBA 7(a) or SBA 504 count is printed. Community Capital lists Ohio as its state. Community Capital holds 280 loans now or at last record. For Community Capital, SBA guarantees 280. Earlier holders of the 280 do not show. Who first financed a Community Capital loan is not shown, nor how Community Capital judges a request.

Community Capital: class mix

The class view leaves 172 of 280 unplaced at Community Capital. Community Capital: full-service restaurant at 18, child care center at 17, then dental office at 9. Also at Community Capital: automotive mechanical repair at 9, then fitness center at 9, next car wash at 6. Then at Community Capital: hotel and motel at 5, medical office at 5. 172 unplaced loans lead the Community Capital table, so Community Capital covers under half of 280 in a class comparison.

Community Capital by state

Community Capital lists no states, so 280 loans show no geography. At Community Capital, the local case rests on the study.

Community Capital: cancellations

Community Capital cancellation floor, FY2017 to FY2024: 8.8% of 280 approvals. Community Capital ceiling: 11.3%, counting undisbursed loans as cancelled. Community Capital has 129 FY2017 to FY2021 disbursements. At least 0.00% are charged off to date, 0.00% within five years of approval. 0.00% at Community Capital is a floor. Open Community Capital loans can still be charged off.

Community Capital: reading the record

Community Capital offers borrowers facts about holdings, and 280 loans are those facts. Community Capital has another: the 8.8% floor. At Community Capital, neither fact predicts a decision. A Community Capital project stands on own numbers. The Community Capital study should pick out the 280 loans that resemble it. For Community Capital, it should flag the differences. Community Capital reads the project against 280 loans. A cancellation floor of 8.8% at Community Capital describes the past, not the future.

Community Capital: the study

With Community Capital in view, 280 loans frame the study, not the Community Capital decision. For full-service restaurant, Community Capital has 18 loans, the nearest comparison. Community Capital: the study tests sales per seat. Community Capital needs labour cost tested too. Show Community Capital coverage in a slow year too. Community Capital needs an appraisal that supports it. Community Capital offers just 172 unplaced loans for an unnamed type. Community Capital's study makes the case. The Community Capital floor of 8.8% is a warning. The Community Capital study should allow for delay.