Bell Bank: SBA Lending Record

SBA's record for Bell Bank

303 approved loans sit against Bell Bank in FY2017 to FY2026 files, $215.6 million gross. Bell Bank is recorded by SBA in North Dakota. All 303 loans are holdings: Bell Bank holds or last held each, per SBA. 303 loans sit under SBA 7(a). Bell Bank has 0 under SBA 504. Bell Bank's FY2026 counts as a finished year. 303 loans, $215.6 million gross: that is Bell Bank's whole record. SBA, not Bell Bank, stands behind the 303 loans; the figures show holdings, not policy.

233 loans among Bell Bank's 303 carry no named class. Bell Bank's class table reads: Fitness center (10); Beauty salon (10); Beverage manufacturing (breweries, wineries, distilleries), 9; Limited-service restaurant, 9; Full-service restaurant (6); Medical office (physicians) (5). Of 303 loans, 233 are unclassed and 10 are Fitness center. A class view of Bell Bank spans part of 303. At Bell Bank, 10 Beauty salon loans follow 10 Fitness center.

Bell Bank by state

Bell Bank shows these states: Minnesota, 141; Arizona (111); North Dakota, 32; Wisconsin at 8. North Dakota, where SBA records Bell Bank, is not the first line. 141 of Bell Bank's 303 loans sit in Minnesota. Bell Bank's table maps 303 loans, no boundary for sites beyond Minnesota.

Bell Bank outcome floors

Bell Bank saw at least 4.8% of FY2017 to FY2024 approvals cancelled. Within Bell Bank's 303 loans, the upper bound is missing. That figure would count undisbursed loans as cancelled ones. A Loan Analytics test keeps it out for cohorts of few loans. Read the gap as unknown; nothing is inferred. Regarding Bell Bank, the charge-off figure is absent for disbursements between FY2017 and FY2021. A Loan Analytics rule keeps it out for groups this small. Treat it as unknown rather than zero; nothing is inferred. Bell Bank shows 4.8% cancelled, so approval is not funding. Bell Bank: no rate, cash flow must hold. For Bell Bank, test one is site demand. For Bell Bank, test two is full project cost. At Bell Bank, test three is debt service coverage. At Bell Bank, test four is the appraisal.

Bell Bank's file hands a lender 303 loans and $215.6 million gross. Bell Bank's book gives a borrower 303 holdings, not terms. The 303 loans cannot show how Bell Bank would treat a request. 10 Fitness center loans sit at the top. Bell Bank's record stops at holdings. For Bell Bank, bring a self-standing study. Bell Bank is shown as holder of 303 loans, no more.