Bank of Springfield: SBA Lending Record
What SBA's own loan files show about Bank of Springfield as an SBA lender, and how a lender's record bears on a feasibility study.
Across FY2017 to FY2026, Bank of Springfield appears in SBA's records on 255 approved loans carrying $78.4 million in gross dollars. The $78.4 million for Bank of Springfield counts approved dollars, not balances. 255 loans sit under SBA 7(a), every Bank of Springfield loan here. Bank of Springfield reads 0 under SBA 504. 255 loans are records SBA keeps on Bank of Springfield. SBA, not Bank of Springfield, carries each guarantee. Each of the 255 loans is assigned to Bank of Springfield now, or last held by it. For Bank of Springfield, the split means SBA 7(a) only: 255 loans. Here, Bank of Springfield means the holder SBA names. Bank of Springfield's 255 loans span FY2017 to FY2026 approvals.
Bank of Springfield: asset classes and states
For Bank of Springfield, these classes lead: full-service restaurant, 12 loans; beauty salon, 7 loans; limited-service restaurant, 6 loans. Another 207 loans credited to Bank of Springfield fall outside all of those classes. Bank of Springfield's 255 loans: a slice sits in named classes. Bank of Springfield holds 12 in full-service restaurant. Bank of Springfield loans lead, by state, in Illinois, 184 loans; Missouri, 47 loans. Bank of Springfield's sample for Illinois sites is 184 loans. Bank of Springfield's counts are a map only.
Bank of Springfield: outcome floors
6.2% of Bank of Springfield approvals, FY2017 to FY2024, were cancelled. For Bank of Springfield, 6.2% is a floor. Bank of Springfield's floor stops at FY2024 approvals. Bank of Springfield shows no ceiling. Bank of Springfield falls under Loan Analytics' own rule. Bank of Springfield has no charge-off rate here. For Bank of Springfield, under 30 loans means no rate. Bank of Springfield: its disbursed cohort is small. Bank of Springfield: a blank is not a zero.
Bank of Springfield: the study comes first
Bank of Springfield holds 255 recorded loans, $78.4 million in all. At Bank of Springfield, demand comes first: who pays? For Bank of Springfield, cost is second; 255 loans do not replace a quote. For Bank of Springfield, third is debt service coverage. Bank of Springfield: 6.2% is a floor. At Bank of Springfield, the appraisal comes last: 255 loans cannot set your value. Bank of Springfield's record cannot settle cost. Here Bank of Springfield is a holder, not a verdict. Bank of Springfield's 255 loans state nothing about its requirements. Ask Bank of Springfield directly. Test first, then compare with Bank of Springfield's 255 loans. Ask Bank of Springfield what a complete study contains.
SBA loans held by Bank of Springfield
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 255 |
|---|---|
| Gross dollars approved | $78.4 million |
| SBA 7(a) loans | 255 |
| SBA 504 loans | 0 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 6.2% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | withheld |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 207 |
| Full-service restaurant | 12 |
| Beauty salon | 7 |
| Limited-service restaurant | 6 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-19506.
Related feasibility study pages
- SBA Lender Feasibility Study Data
- SBA feasibility study company
- Byline Bank: SBA Lending Record
- BMO Bank National Association: SBA Lending Record
- Small Business Growth Corporation: SBA Lending Record
- CenTrust Bank, A Division of SmartBiz Bank National Association: SBA Lending Record
- SomerCor 504, Inc.: SBA Lending Record
- Busey Bank: SBA Lending Record
- CIBC Bank USA: SBA Lending Record
- Village Bank and Trust, National Association: SBA Lending Record
Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Bank of Springfield or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.
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