SBA 7(a) RV Park Feasibility Study in Colorado
What SBA's own loan files show about SBA 7(a) lending to rv park and campground projects in Colorado, and what a feasibility study for an SBA 7(a) loan there has to test.
Size and standing of the Colorado RV park and campground record
The Colorado RV park and campground cell holds 25 loans under SBA 7(a), $39.1 million in all, from FY2017 through FY2026. Colorado is 8 among states by RV park and campground loan count, while Colorado holds RV park and campground at 23 of 39 among its classes. Colorado borrowers took a median of $1.0 million, which is 1.22x of the figure that RV park and campground borrowers elsewhere receive, in Colorado, above the SBA 7(a) norm for RV park and campground. The central half of Colorado loans starts at $358,500 and, for RV park and campground, tops out near $1.8 million; 8.0% of Colorado RV park and campground loans carry a franchise flag.
Colorado holders and counties
The Colorado RV park and campground holder table is blank, because no Colorado lender is large enough to name. SBA lists each Colorado RV park and campground holder as current. Geographically, Fremont (4), Alamosa (2), Clear Creek (2), Jefferson (2) and Pueblo (2) lead Colorado RV park and campground lending.
How the RV park and campground pipeline moved
Colorado RV park and campground approvals per year: FY2017 5 ($4.6 million), FY2018 1, FY2019 2, FY2020 1, FY2021 3 ($4.8 million); then for RV park and campground in Colorado FY2022 3, FY2023 3, FY2024 3, FY2025 2, FY2026 2. The top Colorado dollar year, $4.6 million, was FY2017.
How Colorado loans ended up
In Colorado, no cancellation rate is published for RV park and campground; the Colorado cohort is too thin, and silence on RV park and campground is not zero. Charge-offs of Colorado RV park and campground loans are withheld: Colorado funded too few RV park and campground loans in Colorado, so no rate is printed in Colorado for FY2017 to FY2021, and the RV park and campground gap is not a zero.
Colorado RV parks: what the study must settle
Mountain and front-range parks differ, so a Colorado study should state where the park sits, show nightly, weekly and monthly demand, and document seasons and snow. Utility, grading and amenity cost is set against loans centred on $1.0 million, and coverage tested at a short summer or a poor shoulder season. The appraiser values the park on income over a full year.
Colorado RV code scope
Resorts and plain campgrounds are not told apart in this code, so Colorado figures cannot split them.
SBA 7(a) rv park and campground loans in Colorado
| Loans approved, FY2017 to FY2026 | 25 |
|---|---|
| Gross dollars approved | $39.1 million |
| Median loan | $1.0 million |
| Middle half of loans, from | $358,500 |
| Middle half of loans, to | $1.8 million |
| Franchise share of loans | 8.0% |
| Rank among states for SBA 7(a) rv park and campground loans, by number of loans | 8 |
| Rank of rv park and campground among classes in Colorado | 23 of 39 |
| Median loan against the national SBA 7(a) median for the class | 1.22x |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | not reported: fewer than 30 loans in the cohort |
|---|---|
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | not reported: fewer than 30 loans in the cohort |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
SBA 7(a) rv park and campground loans approved in Colorado, by fiscal year
| Fiscal year | Loans | Dollars |
|---|---|---|
| FY2017 | 5 | $4.6 million |
| FY2018 | 1 | $131,000 |
| FY2019 | 2 | $3.7 million |
| FY2020 | 1 | $358,500 |
| FY2021 | 3 | $4.8 million |
| FY2022 | 3 | $5.0 million |
| FY2023 | 3 | $6.9 million |
| FY2024 | 3 | $6.9 million |
| FY2025 | 2 | $1.0 million |
| FY2026 | 2 | $5.6 million |
Where the loans are, by county
| County | Loans |
|---|---|
| FREMONT | 4 |
| ALAMOSA | 2 |
| CLEAR CREEK | 2 |
| JEFFERSON | 2 |
| PUEBLO | 2 |
| TELLER | 2 |
| ARCHULETA | 1 |
| CHAFFEE | 1 |
| EL PASO | 1 |
| HUERFANO | 1 |
One code for RV parks and campgrounds. Shared code: RV parks, RV resorts and campgrounds share 721211.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics loan-outcome cell SAP-CO-C03-7A.
Related feasibility study pages
- Colorado feasibility studies for SBA and USDA loans
- RV park and campground feasibility study and SBA loan data
- SBA Feasibility Study for an RV Park: What the Lender Tests, and a Full Worked Engagement
- RV Park Feasibility Study in Colorado
- SBA 7(a) RV Park Feasibility Study
- SBA feasibility study consultant
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