Restaurant Feasibility Study in the Coeur d'Alene, ID Metro Area

Full-service restaurant loans in Coeur d'Alene

Sit-down dining is second among the classes in Coeur d'Alene, and loans there are large, 1.82x the national median, even though the area is only 152 of 821 nationally for the class. The Coeur d'Alene, ID record for full-service restaurants stands at 29 loans and $19.6 million, approved during FY2017 to FY2026. Locally the class stands 2 of 39, and Coeur d'Alene, ID is 152 of 821 among all metro and micro areas. A 0.73x location quotient means the Coeur d'Alene mix leans away from full-service restaurants, compared with the nationwide mix. The median loan of $500,000 is 1.82x the national median, so Coeur d'Alene loans run larger than the national norm.

Half of all Coeur d'Alene loans fall inside a band from $250,000 up to $850,000. A request well above $850,000 would be among the largest in Coeur d'Alene. No program split prints for Coeur d'Alene; Loan Analytics keeps it back. Loan Analytics withholds the franchise share for Coeur d'Alene full-service restaurants. Hold the amount beside $500,000. Ordinary requests fall in $250,000 to $850,000. Branded or independent: the study must say. Without counts, test each SBA structure.

Coeur d'Alene: holders, places and years

County counts read Kootenai County, ID 29. Volume prints for FY2021, 5 loans at $2.7 million. Missing years are withheld. Their counts are too small to publish. None is an empty year. Printed Coeur d'Alene volume says little about direction. Borrowers can use the Coeur d'Alene record as context. Project evidence has to be gathered anew.

Questions a full-service restaurant study in Coeur d'Alene must answer

No cancellation or charge-off rate for Coeur d'Alene. The cohort has too few loans. Read the totals without loss figures. Areas follow the 2023 federal delineation. Loans are placed by project county. Matching is by county name. Unplaceable loans are left out everywhere. $19.6 million over 29 loans is the Coeur d'Alene backdrop. No total replaces the project. Underwriting a full-service restaurant in Coeur d'Alene turns on the margin left after prime costs; the operator's record with similar rooms; seasonal swings in covers; break-even covers with debt added; the guest base in the trade area; kitchen and floor staffing cost; covers per day at the seat count; equipment and furnishing cost against the $500,000 median; and the value set beside the request. This page offers no assurance to full-service restaurant sponsors. Each study stands alone.