Feasibility Study Data for the Manchester-Nashua, NH Metro Area

Manchester-Nashua lending, in outline

The Manchester-Nashua metro area logged 1,556 approved loans and $474.3 million in FY2017 to FY2026. Manchester-Nashua sits at 70 of 928 among areas ranked by loans. The Manchester-Nashua median loan is $112,750. Manchester-Nashua sees its middle half between $50,000 and $250,000. The Manchester-Nashua median sits at 0.54x nationally. In Manchester-Nashua, 1,328 loans were 7(a) and 228 were 504. Franchise brands account for 6.6% of Manchester-Nashua loans. $474.3 million is the Manchester-Nashua dollar total.

Manchester-Nashua: asset mix and geography

Full-service restaurant (71) tops Manchester-Nashua; automotive mechanical repair (53) and limited-service restaurant (50) follow. Fourth in Manchester-Nashua is fitness center, with 36 loans. 1,158 loans in Manchester-Nashua fit no class, so Manchester-Nashua class patterns say less. SBA locates every Manchester-Nashua loan in Hillsborough County, NH, 1,556 in all.

Manchester-Nashua: SBA holders

These Manchester-Nashua tables show SBA's holders, not verdicts. Manchester-Nashua holders under 7(a) include 346 loans at TD Bank, National Association ($32.1 million), 114 loans at Primary Bank ($29.5 million), and 82 loans at Rockland Trust Company ($24.0 million). Among Manchester-Nashua 504 holders: 131 loans at Granite State Economic Development Corporation ($70.8 million), 36 loans at Capital Regional Development Council ($20.1 million), and 32 loans at New England Certified Development Corporation ($17.6 million). In Manchester-Nashua, a borrower treats the rows as context. Manchester-Nashua rows promise no one a loan.

Manchester-Nashua: what the floors can say

A floor of 12.3% describes Manchester-Nashua cancellations on FY2017 to FY2024 approvals. The Manchester-Nashua ceiling is 14.0%, counting undisbursed loans as cancelled. Manchester-Nashua charge-offs: 4.0% among 669 loans disbursed FY2017 to FY2021, a floor. Within five years of approval, Manchester-Nashua stands at 2.4%. Manchester-Nashua rates are floors. Loans season, and Manchester-Nashua events can still raise them. Manchester-Nashua is built from county names. Manchester-Nashua follows the July 2023 delineation. Unmatched counties drop out of Manchester-Nashua. Manchester-Nashua totals count loans outside the tracked classes.

Manchester-Nashua: testing a project

The Manchester-Nashua trend peaks in FY2025 with 188 loans ($86.8 million) and bottoms in FY2021 with 113 ($51.9 million). The first year, FY2017, shows 162 loans and $21.5 million for Manchester-Nashua. FY2026 closes the Manchester-Nashua series at 166 loans, $71.1 million. In Manchester-Nashua, demand testing starts with Hillsborough County, NH and the businesses already serving it. The Manchester-Nashua median is $112,750. Set Manchester-Nashua budgets beside it; nationally it is 0.54x. Coverage for Manchester-Nashua is run on weaker income. Manchester-Nashua floors shape that downside. Cost and value meet at the Manchester-Nashua appraisal. Manchester-Nashua readers see one set of local numbers. Sources and uses in Manchester-Nashua must tie to bids near Hillsborough County, NH. Manchester-Nashua readers get the limits of the data next to Hillsborough County, NH findings.