Feasibility Study Data for the Cambridge, OH Micro Area

Cambridge: volume, rank and loan size

For Cambridge, SBA shows $31.2 million on 103 loans, FY2017 to FY2026. By loan count, Cambridge stands 462 of 928 among all areas. Cambridge loans center on $50,000, the median. $30,000 to $154,100 spans the Cambridge middle half. Set beside the nation, Cambridge stands at 0.24x. The Cambridge program split is withheld, with too few Cambridge loans behind one program. Cambridge shows a franchise share of 9.7%. Cambridge dollars add to $31.2 million.

Cambridge: classes and counties

Cambridge leaders: limited-service restaurant (6), then medical office (5), then full-service restaurant (5). 76 Cambridge loans sit in no tracked class. Most Cambridge credit is general business lending. Cambridge consists of Guernsey County, OH, where SBA places 103 loans.

Cambridge: SBA holders

In Cambridge, a holder can differ from the maker. Cambridge 7(a) holders include 16 loans at The Community Bank ($1.6 million) and 5 loans at U.S. Bank, National Association ($393,900). No Cambridge 504 lender meets the listing minimum. A Cambridge borrower reads these rows as context. The Cambridge rows are silent on holder terms.

Cambridge: outcome rates and data limits

Cambridge has too few approvals for a rate. Cambridge cancellations are withheld, not zero. No Cambridge charge-off rate prints. The Cambridge cohort is below the minimum. Read Cambridge as neither zero nor clean. Treat Cambridge rates as floors. Later events lift them, Cambridge included. In Cambridge, a county name places each loan. For Cambridge, the July 2023 list governs. Cambridge omits loans with no county match. The Cambridge total includes loans outside the classes.

Cambridge: testing a project

The Cambridge trend peaks in FY2022 with 17 loans ($2.7 million) and bottoms in FY2026 with 6 ($6.0 million). FY2017 opened the Cambridge series with 11 loans ($5.5 million). FY2026 closes the Cambridge series at 6 loans, $6.0 million. Years withheld for Cambridge had too few loans; none is a zero year. A Cambridge study weighs local demand against Guernsey County, OH competitors, not national patterns. The Cambridge median is $50,000. Set Cambridge budgets beside it; nationally it is 0.24x. Cambridge coverage is stressed with slower ramp-up. Cambridge reviewers will weigh the floors above. Cambridge value is tested against cost by appraisal. Cambridge comparables decide how. Absorption near Guernsey County, OH is tested for Cambridge on a slow case. The Cambridge study states its limits beside Guernsey County, OH findings.