Brewery, Winery and Distillery Feasibility Study in the Burlington-South Burlington, VT Metro Area

Beverage producer loans in Burlington at a glance

Burlington reports FY2017 to FY2026 approvals: 33 beverage producer loans, $11.4 million gross. Burlington, for beverage producer, ranks 27 of 443 in the area ranking. Within Burlington, beverage producer ranks 2 of 39. Burlington has a quotient of 7.30x, beverage producer above the national share.

Burlington size and franchise status

Loan size in Burlington centres on $196,400, and its middle half runs between $88,000 and $410,000. Burlington loans sit at 0.68x of the national class median. In Burlington, borrowers draw smaller loans than nationally. Burlington shows no 7(a) count. Burlington shows no 504 count either. Burlington: too few loans back either count. Burlington loans show a 0.00% franchise share. Burlington shows a smaller median. Burlington projects were modest in scale. In Burlington, budget comparisons should note it.

Burlington loan holders and counties

Burlington SBA 7(a) holder: 13 loans, $4.3 million, Community National Bank (VT). Holder in Burlington: National Bank of Middlebury, 5 loans, $1.7 million, SBA 7(a). Burlington names here hold or held loans. In Burlington, SBA rows say nothing of requirements. Burlington borrowers read the list as holders. Burlington beverage producer lenders get first tests. Burlington puts all 23 loans under Chittenden County, VT.

Burlington years, floors and coding limits

Burlington years print only in part. FY2017 brings Burlington 5 loans, $997,000. FY2018 brings Burlington 5 loans, $1.8 million. FY2021 brings Burlington 6 loans, $3.9 million. FY2024 brings Burlington 0 loans, $0. Other Burlington years are withheld. Thin counts leave Burlington totals unknown. In Burlington, no blank is a zero, and Burlington treats FY2026 as complete. Floors in Burlington follow Loan Analytics' own rule. The Burlington cohort holds fewer than 30 loans. Burlington disbursements cover FY2017 to FY2021. No Burlington cancellation floor prints. No Burlington charge-off floor prints either. Burlington blanks are no zero. Burlington blanks are no clean book. Each Burlington rate is a floor. Burlington follows July 2023 boundaries. Burlington places loans by project county. Burlington drops loans lacking a placeable county. Burlington note: Each loan in this class carries a code for making beer, wine or spirits, and nothing in it shows a taproom, tasting room or event use; wineries share the class with breweries and distilleries.

Burlington: what a study must prove

Burlington modelling starts from the $196,400 median, against the project in Burlington. A producer study in Burlington starts with capacity: what the tanks, stills or presses can make in a year, and what the plan expects to sell. In Burlington, the split between taproom or tasting sales and wholesale decides margins, and the page's codes do not show that split. A Burlington lender will ask about equipment cost and licensing, since a producer cannot sell until the permits are in hand. Daniel Smith, MAI, signs every Burlington beverage producer study. For Burlington, demand and cost are tested. In Burlington, coverage and value are tested. Burlington borrowers are promised no approval here.