Feasibility Study Data for the Bellefontaine, OH Micro Area

Bellefontaine: volume, rank and ticket size across Bellefontaine, OH

SBA approved 105 loans for projects in the Bellefontaine, OH micro area between FY2017 and FY2026, for $23.9 million gross. Bellefontaine holds rank 457 of 928 against every other statistical area, Bellefontaine among them. A typical Bellefontaine loan is $80,700; the middle half of approvals run from $25,000 to $241,000. The national comparison is plain: at 0.39x of the national median. Nationally, Bellefontaine loans run larger than they do here.

Bellefontaine lenders and the programs they use in Bellefontaine, OH

The 7(a) and 504 counts for Bellefontaine are withheld at the source because each rests on very few loans, so no number replaces them here. The Bellefontaine franchise share is withheld since too few Bellefontaine loans stand behind it, so it is neither Bellefontaine given a figure nor treated as zero. In 7(a), the biggest Bellefontaine holder is The Huntington National Bank: 63 loans, $5.9 million in all. 8 loans and $2.2 million Bellefontaine belong to U.S. Bank, National Association, in second place. Lender sums here are SBA records, nothing more. A line for The Huntington National Bank Bellefontaine appears where SBA gives it as the Bellefontaine holder; nothing here speaks to what U.S. Bank, National Association asks of an applicant.

Bellefontaine, OH: which classes and counties lead Bellefontaine

The larger share of the Bellefontaine record falls outside the class table: 90 loans that carry codes outside the Bellefontaine table. The Bellefontaine class rows therefore describe a minority of Bellefontaine lending. The Bellefontaine class table opens with full-service restaurant, 5 loans. By county, Logan County, OH accounts for 105 loans. Land, rents and rivals vary by Bellefontaine county, so the Bellefontaine figure hides some spread.

Bellefontaine, OH: reading the outcome floors for Bellefontaine

No cancellation rate is printed for Bellefontaine, its cohort being too small; the gap is a limit of the Bellefontaine data and not a count of zero. No charge-off rate is shown for Bellefontaine: too few Bellefontaine loans reached the funded cohort, so Bellefontaine gets no Bellefontaine rate, and a gap never means none. Volume crested in FY2024, at 22 loans and $5.3 million, and the quietest Bellefontaine year before FY2026 was FY2022, at 7 loans and $457,000. Years that rest on very few Bellefontaine loans are withheld from the Bellefontaine table, and no stand-in Bellefontaine figure is supplied for them. Bellefontaine is built from project counties such as Logan County, OH. Then the 2023 Bellefontaine delineation of statistical areas draws the line, though a county with no Bellefontaine name match adds nothing to Bellefontaine.

Bellefontaine, OH: what a Bellefontaine feasibility study has to test

Any Bellefontaine feasibility study must start from the particular Bellefontaine county, because the micro Bellefontaine area total blends different markets. Reading the Bellefontaine table from the top, Bellefontaine full-service restaurant comes first, and expect scrutiny of the lunch and dinner balance, plus the lease term against payback and how Bellefontaine diners split by daypart. A Bellefontaine operator's coverage must hold in a soft year; value has to be proven with Bellefontaine comparables from the same trade area. Since Bellefontaine loans skew small, a larger Bellefontaine request will draw questions the Bellefontaine study should answer first.