Beauty Salon Feasibility Study in the Riverside-San Bernardino-Ontario, CA Metro Area

How Riverside-San Bernardino-Ontario ranks for beauty salon

Among the 546 areas ranked, Riverside-San Bernardino-Ontario, CA comes in 28th; SBA approved 67 loans there from FY2017 to FY2026, worth $19.1 million. Measured against the nation, Riverside-San Bernardino-Ontario's beauty salon share is 0.52x of the national share: Riverside-San Bernardino-Ontario leans away from the class. Ranked inside Riverside-San Bernardino-Ontario, the class sits 12 of 39, a mid-sized piece. Each Riverside-San Bernardino-Ontario project county is in CA.

In Riverside-San Bernardino-Ontario, the median loan is $50,100, and the central loans span $25,000 to $172,750. That median is 0.50x the median nationally for the class, so Riverside-San Bernardino-Ontario loans run smaller. Loan Analytics withholds the program split here because the cohorts behind it are under 30 loans; an empty cell here means unpublished, not none. In Riverside-San Bernardino-Ontario, franchised loans make up 13.4% of the class, a brand gauge. Riverside-San Bernardino-Ontario borrowers can read that as context.

Riverside-San Bernardino-Ontario holders and counties for beauty salon

Among 7(a) loans in Riverside-San Bernardino-Ontario, the holders on record, by loans, are U.S. Bank, National Association, 17 loans for $863,700; Wells Fargo Bank National Association, 8 loans for $2.3 million; Readycap Lending, LLC, 5 loans for $419,000; and Northeast Bank (ME), 5 loans for $280,000. No 504 holder is listed for Riverside-San Bernardino-Ontario. The rows are SBA records, and the lenders named hold or held the loans. Nothing in these figures describes how any lender behaves. Across Riverside-San Bernardino-Ontario counties, Riverside County, CA holds 40 loans, followed by San Bernardino County, CA with 27.

The yearly record for Riverside-San Bernardino-Ontario lists FY2017 (9 loans, $1.8 million), FY2018 (12 loans, $4.6 million), FY2022 (6 loans, $301,000), FY2023 (7 loans, $5.2 million) and FY2024 (11 loans, $4.6 million). Every other fiscal year in the span is left blank on thin counts, and a blank says nothing about how much lending took place. Approvals from FY2017 to FY2024 in Riverside-San Bernardino-Ontario were cancelled afterward, at a floor of 16.7%, a floor. For Riverside-San Bernardino-Ontario, no charge-off floor is printed. Thin Riverside-San Bernardino-Ontario cohorts mean unpublished, not none. Counts for Riverside-San Bernardino-Ontario use the 2023 federal definition, which places each loan by its project county and leaves out loans whose county cannot be matched.

Proving a beauty salon project in Riverside-San Bernardino-Ontario

This beauty salon record sets context, and a study supplies proof. Riverside-San Bernardino-Ontario borrowers should expect the study to document repeat clients and first-year bookings. Riverside-San Bernardino-Ontario analysis should establish coverage if the owner's chair underproduces. Riverside-San Bernardino-Ontario reviewers will check equipment value against the price paid. For Riverside-San Bernardino-Ontario, we would first examine stylist turnover and its cost. In Riverside-San Bernardino-Ontario, underwriters will ask the study to address booth rent against commission models. For Riverside-San Bernardino-Ontario: demand, cost, coverage, value. Riverside-San Bernardino-Ontario lenders receive a file to examine.