Feasibility Study Data for the Tulsa, OK Metro Area

Tulsa at a glance

Tulsa drew 1,693 SBA approvals across FY2017 to FY2026, worth $987.6 million gross. Tulsa sits at 62 of 928 among areas ranked by loans. Tulsa loans center on $253,000, the median. $105,000 to $614,000 spans the Tulsa middle half. The Tulsa median sits at 1.22x nationally. Tulsa splits into 1,565 loans under 7(a) and 128 under 504. Tulsa shows a franchise share of 13.6%. Tulsa dollars add to $987.6 million.

Tulsa: classes and counties

The busiest classes in Tulsa are full-service restaurant (96), limited-service restaurant (48), and medical office (35). Next in Tulsa comes fitness center at 35 loans. Outside every class stand 1,169 Tulsa loans, so each Tulsa project is judged on its own facts. By county, Tulsa loans concentrate in Tulsa County, OK (1,292), Wagoner County, OK (105), and Rogers County, OK (100). At the other end, Pawnee County, OK holds 28 loans, a sign that Tulsa is not one market.

Tulsa: lenders in the record

A Tulsa lender row names today's holder; the Tulsa originator may be another. Tulsa 7(a) holders include BancFirst (172 loans, $73.5 million), Arvest Bank (141 loans, $31.9 million), and Security Bank (OK) (105 loans, $70.4 million). Tulsa 504 holders include Small Business Capital Corporation with 51 loans ($33.6 million) and Tulsa Economic Development Corporation with 46 loans ($32.9 million). In Tulsa, a borrower treats the rows as context. No Tulsa row recommends any institution.

Tulsa: what the floors can say

Tulsa cancellation, FY2017 to FY2024 approvals: 10.4%. It is a floor for Tulsa. The Tulsa ceiling is 11.9%, counting undisbursed loans as cancelled. Of 776 Tulsa loans disbursed FY2017 to FY2021, 4.4% are charged off to date, a floor. The Tulsa five-year figure is 2.8%. A lender reading Tulsa takes both rates as the least. Tulsa history only grows. County names place the Tulsa loans. For Tulsa, the July 2023 list governs. Tulsa omits loans with no county match. Tulsa totals hold untracked-class loans too.

Tulsa: the feasibility questions

Tulsa approvals were thinnest in FY2020 (133 loans, $72.9 million) and heaviest in FY2017 (215 loans, $91.9 million). The latest year, FY2026, shows 141 loans and $98.2 million for Tulsa. A Tulsa feasibility study tests demand first, from Tulsa County, OK outward, not from the area average. The Tulsa median is $253,000. Set Tulsa budgets beside it; nationally it is 1.22x. Coverage for Tulsa is run on weaker income. Tulsa floors shape that downside. A final Tulsa check sets appraised value against cost. Sources and uses in Tulsa must tie to bids near Tulsa County, OK. The Tulsa study states its limits beside Tulsa County, OK findings.