Maine Community Bank: SBA Lending Record
What SBA's own loan files show about Maine Community Bank as an SBA lender, and how a lender's record bears on a feasibility study.
Across FY2017 to FY2026, Maine Community Bank appears in SBA's records on 278 approved loans carrying $76.4 million in gross dollars. The $76.4 million for Maine Community Bank counts approved dollars, not balances. 278 loans sit under SBA 7(a), every Maine Community Bank loan here. Maine Community Bank reads 0 under SBA 504. 278 loans are records SBA keeps on Maine Community Bank. SBA, not Maine Community Bank, carries each guarantee. Each of the 278 loans is assigned to Maine Community Bank now, or last held by it. Maine Community Bank reflects only SBA 7(a) rules. Here, Maine Community Bank means the holder SBA names. Maine Community Bank's 278 loans span FY2017 to FY2026 approvals.
Maine Community Bank: asset classes
For Maine Community Bank, these classes lead: full-service restaurant, 20 loans; limited-service restaurant, 17 loans; coffee shop and snack bar, 9 loans. Another 192 loans credited to Maine Community Bank fall outside all of those classes. Maine Community Bank's 278 loans: a slice sits in named classes. Maine Community Bank holds 20 in full-service restaurant. Maine Community Bank's counts are a map only.
Maine Community Bank: cancellations and charge-offs
8.9% of Maine Community Bank approvals, FY2017 to FY2024, were cancelled. For Maine Community Bank, 8.9% is a floor. Maine Community Bank's floor stops at FY2024 approvals. Maine Community Bank shows no ceiling. Maine Community Bank falls under Loan Analytics' own rule. For Maine Community Bank, under 30 loans means no rate. Maine Community Bank: the cohort runs FY2017 to FY2021. Maine Community Bank's cohort holds 43 disbursed loans. 0.00% of Maine Community Bank loans are charged off to date. For Maine Community Bank, 0.00% is a floor. Maine Community Bank: the two rates cover different loans. Maine Community Bank: 0.00% charged off within 5 years.
Maine Community Bank: testing a project
Maine Community Bank holds 278 recorded loans, $76.4 million in all. At Maine Community Bank, demand comes first: who pays? For Maine Community Bank, cost is second; 278 loans do not replace a quote. For Maine Community Bank, third is debt service coverage. Maine Community Bank: 0.00% and 8.9% are floors. At Maine Community Bank, the appraisal comes last: 278 loans cannot set your value. Maine Community Bank's record cannot settle cost. Here Maine Community Bank is a holder, not a verdict. Maine Community Bank's 278 loans state nothing about its requirements. Ask Maine Community Bank directly. Test first, then compare with Maine Community Bank's 278 loans. Ask Maine Community Bank what a complete study contains.
SBA loans held by Maine Community Bank
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 278 |
|---|---|
| Gross dollars approved | $76.4 million |
| SBA 7(a) loans | 278 |
| SBA 504 loans | 0 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 8.9% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | withheld |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | 0.00% |
| Charged off within five years of approval | 0.00% |
| Loans in that cohort | 43 |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 192 |
| Full-service restaurant | 20 |
| Limited-service restaurant | 17 |
| Coffee shop and snack bar | 9 |
| Beverage manufacturing (breweries, wineries, distilleries) | 5 |
| Fitness center | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
The state breakdown is withheld, so that no group of fewer than 5 loans can be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-17741.
Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Maine Community Bank or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.
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