Camden National Bank: SBA Lending Record

What SBA's own loan files show about Camden National Bank as an SBA lender, and how a lender's record bears on a feasibility study.

Camden National Bank in SBA's loan files

314 loans carry Camden National Bank as holder across FY2017 to FY2026: $51.1 million gross. SBA records Camden National Bank in Maine. All 314 loans are holdings: Camden National Bank is current or last holder, per SBA. 314 loans fall under SBA 7(a). Camden National Bank has 0 in SBA 504. Camden National Bank's last year, FY2026, is complete. Camden National Bank's record spans 314 loans and $51.1 million gross. The 314 loans carry SBA's guarantee and not Camden National Bank's, so no policy shows here.

229 of the 314 loans for Camden National Bank sit in no named class. Camden National Bank's class table reads: Full-service restaurant, 18; Automotive mechanical repair (car and truck), 12; Limited-service restaurant (12); Coffee shop and snack bar, 6. Of 314 loans, 229 are unclassed and 18 are Full-service restaurant. A class view of Camden National Bank spans part of 314. 12 Automotive mechanical repair (car and truck) loans trail 18 Full-service restaurant at Camden National Bank.

Camden National Bank by state

Camden National Bank's state table reads: New Hampshire (223); Maine, 79. Maine, where SBA records Camden National Bank, is not the first line. New Hampshire alone holds 223 of Camden National Bank's 314 loans. Camden National Bank's table maps 314 loans, no boundary for sites beyond New Hampshire.

Camden National Bank: floors and study

The floor is 12.1%: cancellations after approval, FY2017 to FY2024, at Camden National Bank. Ceiling: 16.1%, with undisbursed loans counted cancelled. The floor, 2.7%, comes from 188 loans disbursed in FY2017 to FY2021. Camden National Bank: no five-year charge-off rate appears. A Loan Analytics rule keeps it out where groups are small. Regard the blank as unknown; the page does not guess. Camden National Bank's 12.1% floor means approval is not funding. 2.7% charged off in 188 loans: cash flow must hold. For Camden National Bank, test one is site demand. At Camden National Bank, test two is full project cost. For Camden National Bank, test three is debt service coverage. At Camden National Bank, test four is the appraisal.

Camden National Bank's book gives a lender $51.1 million gross across 314 loans. Camden National Bank's book gives a borrower 314 holdings, not terms. The 314 loans cannot show how Camden National Bank would treat a request. 18 Full-service restaurant loans head the list. Camden National Bank's record stops at holdings. Camden National Bank borrowers need a study that stands alone. Camden National Bank is shown as holder of 314 loans, no more.

SBA loans held by Camden National Bank

SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).

7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.

Loans approved, FY2017 to FY2026314
Gross dollars approved$51.1 million
SBA 7(a) loans314
SBA 504 loans0

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)12.1%
The same, counting loans still undisbursed as cancelled (a ceiling)16.1%
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)2.7%
Charged off within five years of approvalwithheld
Loans in that cohort188

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Loans by asset class

Asset classLoans
Not in any of the 39 asset classes229
Full-service restaurant18
Automotive mechanical repair (car and truck)12
Limited-service restaurant12
Coffee shop and snack bar6

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

Loans by project state

State or areaLoans
New Hampshire223
Maine79

States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-4255.

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Camden National Bank or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Request Scope & Timeline

Start with the data.

Contact Us