21st Century Bank: SBA Lending Record

21st Century Bank: SBA record

412 loans for FY2017 to FY2026 stand against 21st Century Bank. At 21st Century Bank, gross dollars approved come to $162.6 million. The 21st Century Bank book of 412 is SBA 7(a) business, with 21st Century Bank at 0 SBA 504 loans. 21st Century Bank lists Minnesota as its state. 21st Century Bank holds 412 loans now or at last record. For 21st Century Bank, SBA guarantees 412. Earlier holders of the 412 do not show. Who first financed a 21st Century Bank loan is not shown, nor how 21st Century Bank judges a request.

21st Century Bank: class mix

The class view leaves 328 of 412 unplaced at 21st Century Bank. 21st Century Bank: dental office at 15; automotive mechanical repair at 9, nonresidential lessor at 8. Next at 21st Century Bank: beauty salon at 8, full-service restaurant at 7. 328 unplaced loans lead the 21st Century Bank table, so 21st Century Bank covers under half of 412 in a class comparison.

21st Century Bank by state

By state, Minnesota leads 21st Century Bank with 400 loans, then Wisconsin with 7. Use the 21st Century Bank spread to see how far 412 holdings extend past Minnesota.

21st Century Bank: cancellations

21st Century Bank cancellation floor, FY2017 to FY2024: 10.0% of 412 approvals. Our own rule withholds the 21st Century Bank charge-off rate. 21st Century Bank's cohorts are too small. 21st Century Bank ceiling: 10.0%, counting undisbursed loans as cancelled. 21st Century Bank: floor and ceiling meet.

21st Century Bank: reading the record

21st Century Bank offers borrowers facts about holdings, and 412 loans are those facts. 21st Century Bank has another: the 10.0% floor. At 21st Century Bank, neither fact predicts a decision. A 21st Century Bank project stands on own numbers. The 21st Century Bank study should pick out the 412 loans that resemble it. For 21st Century Bank, it should flag the differences. 21st Century Bank reads the project against 412 loans. A cancellation floor of 10.0% at 21st Century Bank describes the past, not the future.

21st Century Bank: the study

With 21st Century Bank in view, 412 loans frame the study, not the 21st Century Bank decision. For dental office, 21st Century Bank has 15 loans, the nearest comparison. 21st Century Bank: the study tests chair utilisation. 21st Century Bank needs equipment cost tested too. Show 21st Century Bank coverage in a slow year too. 21st Century Bank needs an appraisal that supports it. 21st Century Bank offers just 328 unplaced loans for an unnamed type. 21st Century Bank's study makes the case. 21st Century Bank holds 400 loans in Minnesota. Elsewhere, 21st Century Bank holdings need a reason. The 21st Century Bank floor of 10.0% is a warning. The 21st Century Bank study should allow for delay.