SBA 7(a) Self Storage Feasibility Study in Oregon

What SBA's own loan files show about SBA 7(a) lending to self storage projects in Oregon, and what a feasibility study for an SBA 7(a) loan there has to test.

What Oregon adds to the national self storage picture

Set beside the country, Oregon contributes 28 SBA 7(a) loans for self storage projects, $47.8 million overall, FY2017 to FY2026. In Oregon the class stands 20 of 39, and Oregon itself ranks 20 among states for self storage. The $1.4 million median is 1.45x of the self storage median nationwide under SBA 7(a), so Oregon sits above what self storage tickets show elsewhere. In Oregon, half of self storage loans fall from $668,500 to $2.3 million, and franchising marks 3.6% of Oregon self storage loans.

The self storage holder table and map for Oregon

Live Oak Banking Company tops the Oregon self storage holder list on 20 loans and $39.1 million. Oregon names follow SBA's current-holder field. Deschutes County, 4 loans, Curry County, 3 loans, Clatsop County, 2 loans, Columbia County, 2 loans and Douglas County, 2 loans: those are the leading Oregon self storage places.

Year-by-year volume in Oregon

The Oregon self storage record opens at 1 loan and $1.8 million in FY2017, peaks at 7 loans ($4.8 million) in FY2025, and Oregon closes the series at 4 loans and $9.3 million in FY2026.

Floors for self storage lenders to read

The Oregon self storage cancellation rate is held back: self storage approvals are too few, so this Oregon page offers no self storage figure for it. For Oregon self storage loans, no Oregon charge-off rate is shown for self storage funded FY2017 to FY2021: the Oregon cohort is under the threshold, and for self storage that is not zero.

Oregon self storage: questions behind the loan

An Oregon project is tested on local supply and permitting. The study should map competing facilities and rents, document how fast comparable units filled, and show the land use approvals needed. Construction and any later phases are set against loans around $1.4 million, coverage is shown at a gradual lease-up, and the appraiser will value stabilised net income. Fire access, drainage and stormwater rules can add cost.

Oregon storage and vehicle bays

Vehicle storage cannot be separated from self storage; a Oregon plan built around RVs or boats should come with its own demand evidence.

SBA 7(a) self storage loans in Oregon

Loans approved, FY2017 to FY202628
Gross dollars approved$47.8 million
Median loan$1.4 million
Middle half of loans, from$668,500
Middle half of loans, to$2.3 million
Franchise share of loans3.6%
Rank among states for SBA 7(a) self storage loans, by number of loans20
Rank of self storage among classes in Oregon20 of 39
Median loan against the national SBA 7(a) median for the class1.45x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor) not reported: fewer than 30 loans in the cohort
Charged off to date, FY2017 to FY2021 disbursed loans (a floor) not reported: fewer than 30 loans in the cohort

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

SBA 7(a) self storage loans approved in Oregon, by fiscal year

02468FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026Loans, FY2017: 1Loans, FY2018: 2Loans, FY2019: 2Loans, FY2020: 2Loans, FY2021: 5Loans, FY2022: 2Loans, FY2023: 2Loans, FY2024: 1Loans, FY2025: 7Loans, FY2026: 4
Fiscal yearLoansDollars
FY20171$1.8 million
FY20182$481,000
FY20192$1.7 million
FY20202$6.4 million
FY20215$8.9 million
FY20222$3.2 million
FY20232$8.6 million
FY20241$2.5 million
FY20257$4.8 million
FY20264$9.3 million

Most active SBA lenders

SBA 7(a): lenders by loans approved (the current holder of each loan, as SBA reports it)
LenderLoansDollars
Live Oak Banking Company20$39.1 million

Where the loans are, by county

CountyLoans
DESCHUTES4
CURRY3
CLATSOP2
COLUMBIA2
DOUGLAS2
JACKSON2
JOSEPHINE2
LANE2
LINN2
BENTON1

RV and boat storage cannot be separated from self storage. Shared code: RV and boat storage has no own code; it is self storage (531130) or other warehousing (493190).

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics loan-outcome cell SAP-OR-C04-7A.

Loan Analytics prepares the feasibility study a lender reads before it commits: for a self storage project in Oregon, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

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