SBA 7(a) Imaging Center Feasibility Study in Texas

What SBA's own loan files show about SBA 7(a) lending to diagnostic imaging center projects in Texas, and what a feasibility study for an SBA 7(a) loan there has to test.

The Texas SBA 7(a) imaging center record in detail

SBA's files show 38 approvals under 7(a) for imaging center projects in Texas from FY2017 and FY2026, worth $32.1 million. Texas's imaging center book under SBA 7(a) stands 3 across the states on loan count, while imaging center sits 28 of 39 among Texas's asset classes. The median imaging center loan in Texas is $334,450; against the national midpoint for imaging center loans under SBA 7(a), 0.96x is the ratio, so Texas borrowers use about the same amounts as the nation does. Between $150,000 and $987,750 lies half of the loans across Texas. Franchised borrowers account for 0.00% of the 38 loans. Texas imaging center lending blends into its parents across 38 loans: nothing in Texas clears the distinctness margin, so Texas readers must read Texas's lender, county and timing detail.

For Texas imaging center: institutions and local spread

Leading the Texas imaging center loan count is The Huntington National Bank, at $2.0 million across 5 loans. Read the 5 loans and $2.0 million for The Huntington National Bank with care: SBA lists each Texas loan's current holder, so a Texas name above may have bought an imaging center note rather than making it. By county, Harris with 13, Lubbock with 4, Bexar with 3 and El Paso with 3 lead the imaging center approvals in Texas. The yearly pattern for Texas is clear: approvals peaked at 6 loans, worth $8.2 million, in FY2021, with FY2026 at 4 loans and $1.3 million, while FY2017 opened the record with 5 loans.

Texas: cancellations, charge-offs and one imaging center coding limit

A floor of 13.3% for cancellations, with the upper bound at 13.3%, describes FY2017 to FY2024 Texas imaging center approvals, and open loans change no figure. Too few of the 38 imaging center loans funded in Texas between FY2017 and FY2021 to justify an imaging center charge-off rate, so the charge-off figure is held back, and the imaging center gap is not a zero. Each Texas imaging center rate above is a minimum, as open imaging center loans among the 38 can yet change. No quirk in the coding affects imaging center totals for Texas, though SBA sorts Texas borrowers by industry code, and an imaging center operator among the 38 can fall under a neighbouring Texas class.

What a Texas imaging center study has to test

A 7(a) loan for a Texas imaging center project, one of 38 on record, is made by a participating Texas lender, with SBA guaranteeing part of the imaging center loan; the study must answer to that Texas lender's underwriting questions, from how the money is used to imaging center repayment. A Texas imaging center feasibility study tests scanner utilisation relative to referral sources and insurer mix. Scanners, shielding, electrical plus structural requirements set imaging center budgets in Texas. Present the Texas imaging center case at $334,450 first, then at $987,750, and a weaker year under each, since a Texas lender wants the study to show how debt service stop be covered. An appraisal will split the building and equipment plus a going business, so the study does the same. Institutions such as The Huntington National Bank appear in this Texas record; the record is history, and what The Huntington National Bank or any other Texas lender wants from an imaging center study is its own to say.

What Texas institutions approved before is record, 38 loans' worth; an imaging center study from Daniel Smith, MAI, for Texas is where the project issues get answered, and these Texas numbers promise no approval.

SBA 7(a) diagnostic imaging center loans in Texas

Loans approved, FY2017 to FY202638
Gross dollars approved$32.1 million
Median loan$334,450
Middle half of loans, from$150,000
Middle half of loans, to$987,750
Franchise share of loans0.00%
Rank among states for SBA 7(a) diagnostic imaging center loans, by number of loans3
Rank of diagnostic imaging center among classes in Texas28 of 39
Median loan against the national SBA 7(a) median for the class0.96x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor) 13.3%
The same, counting loans still undisbursed as cancelled (a ceiling)13.3%
Charged off to date, FY2017 to FY2021 disbursed loans (a floor) not reported: fewer than 30 loans in the cohort

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

SBA 7(a) diagnostic imaging center loans approved in Texas, by fiscal year

0246FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026Loans, FY2017: 5Loans, FY2018: 0Loans, FY2019: 4Loans, FY2020: 4Loans, FY2021: 6Loans, FY2022: 2Loans, FY2023: 3Loans, FY2024: 6Loans, FY2025: 4Loans, FY2026: 4
Fiscal yearLoansDollars
FY20175$5.7 million
FY20180$0
FY20194$3.2 million
FY20204$1.7 million
FY20216$8.2 million
FY20222$4.2 million
FY20233$2.3 million
FY20246$4.1 million
FY20254$1.5 million
FY20264$1.3 million

Most active SBA lenders

SBA 7(a): lenders by loans approved (the current holder of each loan, as SBA reports it)
LenderLoansDollars
The Huntington National Bank5$2.0 million

Where the loans are, by county

CountyLoans
HARRIS13
LUBBOCK4
BEXAR3
EL PASO3
FORT BEND3
COLLIN2
COMAL2
DENTON2
BRAZOS1
DALLAS1

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics loan-outcome cell SAP-TX-C19-7A.

Loan Analytics prepares the feasibility study a lender reads before it commits: for a diagnostic imaging center project in Texas, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

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