Houston-Pasadena-The Woodlands: RV park lending

Within Houston-Pasadena-The Woodlands, during FY2017 to FY2026, SBA approved 30 RV park loans, carrying $61.0 million in gross approvals. Within Houston-Pasadena-The Woodlands, RV park lending is placed 22 of 39 across the area's classes, and Houston-Pasadena-The Woodlands comes in at 1 of 273 in all metro and micro areas for RV park loans. Houston-Pasadena-The Woodlands's 1.62x location quotient gives RV park more weight locally. Size is the metric on which Houston-Pasadena-The Woodlands stands apart for RV park lending: median $2.2 million. The middle half of Houston-Pasadena-The Woodlands loans lies between $693,250 and $2.6 million, and the median stands at a 3.18x multiple of the national class median. Houston-Pasadena-The Woodlands ranks 1 of 273 nationally for this class, yet only 22 of 39 among its own asset classes, so RV parks and campgrounds are a small part of a very large local book. Size is the cell's mark: the median of $2.2 million is 3.18x the class median nationally. FY2021 shows 6 loans worth $18.8 million.

Split by program in Houston-Pasadena-The Woodlands, the SBA 7(a) count is 22 and the SBA 504 count is 8. The franchised share of Houston-Pasadena-The Woodlands loans comes to 0.00%, so no franchised units figure in this Houston-Pasadena-The Woodlands cell. Among the Houston-Pasadena-The Woodlands holders 5 SBA 7(a) loans worth $18.6 million are held by The Huntington National Bank. Houston-Pasadena-The Woodlands's lender entries list current holders only. Houston-Pasadena-The Woodlands borrowers learn nothing of bank standards from them. By county: Harris County, TX has 9 loans; Brazoria County, TX has 6 loans; Galveston County, TX has 5 loans.

Houston-Pasadena-The Woodlands: years, floors and limits

For Houston-Pasadena-The Woodlands, only some years can be printed: FY2020 has 5 loans valued at $4.8 million; FY2021 shows 6 loans worth $18.8 million. Withheld for Houston-Pasadena-The Woodlands: FY2017 to FY2019 and FY2022 to FY2026. Houston-Pasadena-The Woodlands's withheld years are not zeros. A cancellation rate for Houston-Pasadena-The Woodlands: held back, under 30 loans in all. Houston-Pasadena-The Woodlands's charge-off rate: suppressed, under 30 loans. Houston-Pasadena-The Woodlands uses Loan Analytics' own minimum. Houston-Pasadena-The Woodlands's FY2017 to FY2021 cohort is short. Houston-Pasadena-The Woodlands uses the 2023 July list. Houston-Pasadena-The Woodlands admits a loan solely by its county. Houston-Pasadena-The Woodlands drops unmatched loans. One code covers RV parks and campgrounds in Houston-Pasadena-The Woodlands, so Houston-Pasadena-The Woodlands campground loans mix with Houston-Pasadena-The Woodlands RV park loans.

Houston-Pasadena-The Woodlands: what to test

Houston-area RV park plans should show the site and its approvals, the number of pads and their rates, the season and length of stay behind revenue, and the cost of utilities, roads and amenities. Against a loan near $2.2 million, occupancy must be set at a level a cautious reader accepts, with a first year well below stabilization. The class mixes parks and campgrounds, so say which model is followed. Receipts that can be documented will carry more weight with the appraiser.

SBA rv park and campground loans in the Houston-Pasadena-The Woodlands, TX Metro Area

Loans approved, FY2017 to FY2026	30
Gross dollars approved	$61.0 million
Median loan	$2.2 million
Middle half of loans, from	$693,250
Middle half of loans, to	$2.6 million
SBA 7(a) loans	22
SBA 504 loans	8
Franchise share of loans	0.00%
Rank among metro and micro areas for rv park and campground loans	1 of 273
Rank of rv park and campground among the classes in this area	22 of 39
Location quotient (share of loans against the national share)	1.62x
Median loan against the national median for the class	3.18x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	withheld
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

SBA rv park and campground loans approved in the Houston-Pasadena-The Woodlands, TX Metro Area, by fiscal year

Fiscal year	Loans	Dollars
FY2017	withheld	withheld
FY2018	withheld	withheld
FY2019	withheld	withheld
FY2020	5	$4.8 million
FY2021	6	$18.8 million
FY2022	withheld	withheld
FY2023	withheld	withheld
FY2024	withheld	withheld
FY2025	withheld	withheld
FY2026	withheld	withheld

Most active SBA lenders

SBA 7(a): lenders by loans approved (the current holder of each loan, as SBA reports it)
Lender	Loans	Dollars
The Huntington National Bank	5	$18.6 million

Lenders with 5 or more loans here; a lender with fewer is not listed, and loans SBA or a receiver holds are counted but never listed as a lender.

Where the loans are, by county

County	Loans
Harris County, TX	9
Brazoria County, TX	6
Galveston County, TX	5

Counties with 5 or more loans; smaller ones are not listed.

Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.

One code for RV parks and campgrounds.

Shared code: RV parks, RV resorts and campgrounds share 721211.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MA-26420-C03.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a rv park and campground project in the Houston-Pasadena-The Woodlands, TX Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

RV Park Feasibility Study in the Houston-Pasadena-The Woodlands, TX Metro Area