Physical Therapy Clinic Feasibility Study in the Boise City, ID Metro Area

What SBA's own loan files show about rehabilitation and therapy clinic lending in the Boise City, ID Metro Area, and what a feasibility study for a project there has to test.

Therapy clinics in the Boise area

In Boise City, rehabilitation and therapy clinic loans stand at 10 of 39 on Boise City's own class list, and Boise City is 27 of 406 nationally for them. 28 approvals totalling $6.8 million are recorded for FY2017 to FY2026: Ada County supplies 21 and Canyon County 7. At 1.70x, Boise City puts a heavier slice of SBA lending into rehabilitation and therapy clinic loans than the national mix does.

$150,000 is the median loan here, 1.00x the national figure for rehabilitation and therapy clinic, and the interquartile band stretches from $96,375 to $300,850. Of the 28, 18 are 7(a) and 10 are 504. The franchise share is 0.00%, which means none of the Boise City loans carries a brand. Boise City supplies merely loans that SBA recorded for rehabilitation and therapy clinic, so totals for Boise City say nothing about plans financed in Boise City another way.

What is printed and what is not

No lender and no single year is printed for this cell, so the page offers no view of who holds these loans or when they were approved. The cancellation and charge-off rates are the just values withheld. We do not print Boise City's two outcome rates since the Boise City FY2017 to FY2021 set of loans holds beneath 30 loans, short of our own cut-off for Boise City. A missing rate in Boise City does not mean none.

Lenders can take from this that a median equal to the national figure, a mix with a real 504 share and no brands gives a plain picture of a class with no brands. For a borrower, the useful comparison is the middle band: a request near $150,000 sits at the middle, and one far beyond $300,850 sits outside the range of precedents. The county rows show most of the record lies in Ada County.

What to test before lending in Boise City

A Boise area therapy clinic study should list where referrals come from, how many visits each treatment room can host, and the time before the schedule fills. Show payment cover on a loan near $150,000 with a slow ramp-up. Because 504 loans fund real estate and equipment, a plan that buys its building should say so, and the appraisal should price the clinic on earnings. The federal county grouping defines Boise City; and loans from counties Boise City does not place stay dropped from the totals.

SBA rehabilitation and therapy clinic loans in the Boise City, ID Metro Area

Loans approved, FY2017 to FY202628
Gross dollars approved$6.8 million
Median loan$150,000
Middle half of loans, from$96,375
Middle half of loans, to$300,850
SBA 7(a) loans18
SBA 504 loans10
Franchise share of loans0.00%
Rank among metro and micro areas for rehabilitation and therapy clinic loans27 of 406
Rank of rehabilitation and therapy clinic among the classes in this area10 of 39
Location quotient (share of loans against the national share)1.70x
Median loan against the national median for the class1.00x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)not reported: fewer than 30 loans in the cohort
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)not reported: fewer than 30 loans in the cohort

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Approvals by fiscal year are withheld for this area, so that no year of fewer than 5 loans can be derived.

Where the loans are, by county

CountyLoans
Ada County, ID21
Canyon County, ID7

Counties with 5 or more loans; smaller ones are not listed.

Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MA-14260-C22.

Loan Analytics prepares the feasibility study a lender reads before it commits: for a rehabilitation and therapy clinic project in the Boise City, ID Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Request Scope & Timeline

Start with the data.

Contact Us