Medical Office Feasibility Study in the Ponce, PR Metro Area

The Ponce picture for medical offices

Ponce pairs the highest local rank, 1 of 39, with very small loans: a location quotient of 8.13x sits beside a median loan of only 0.29x the national median. SBA's files carry 33 loans for medical offices in Ponce, PR, $5.2 million approved across FY2017 to FY2026. Locally the class stands 1 of 39, and Ponce, PR is 45 of 488 among all metro and micro areas. A 8.13x location quotient means the Ponce mix leans toward medical offices more than the nationwide mix does. A median of $100,000 sits at 0.29x of the class median nationally; the typical Ponce loan is lighter.

Cut at the quartiles, Ponce loans give $25,000 and $144,000 as the edges of the middle half. A request well above $144,000 would be among the biggest in Ponce. No program split prints for Ponce; Loan Analytics keeps it back. 0.00% of the Ponce loans carry a franchise flag. Hold the amount beside $100,000. Ordinary requests fall in $25,000 to $144,000. Name the brand path early. The study must pick its own SBA structure.

Lenders, counties and years for medical offices

The SBA 7(a) holder list names Banco Popular de Puerto Rico, 24 loans and $2.7 million. Names show who carries the paper. Nothing in it describes anyone's standards. By county, Ponce Municipio, PR accounts for 20 loans and Yauco Municipio, PR accounts for 8 loans. Volume prints for FY2021, 5 loans at $940,800, FY2023, 6 loans at $2.5 million, FY2024, 7 loans at $462,000 and FY2026, 0 loans at $0. Years not listed are suppressed. Their counts are too small to publish. No gap says that nothing was approved. Printed Ponce volume says little about direction. The record helps frame a Ponce request. Local evidence completes the picture.

Testing a medical office project in Ponce

No cancellation or charge-off rate for Ponce. The cohort holds fewer than 30 loans. Read the totals without loss figures. Boundaries come from the 2023 rules. The county sets a loan's area. County names do the matching. Unmatched loans are dropped from every area. Context here is $5.2 million on 33 loans. Totals do not replace a study. A sponsor planning a medical office near Ponce should expect the study to test purchase or lease cost of clinical space against the $100,000 median; parking and access for patients; practices already serving it; exam rooms against provider capacity; revenue per provider against payroll; time to collections that cover the debt; the practice's payer contracts; the patient base within reach; and a supported value for clinical space. These figures forecast nothing for medical office borrowers. Every request is judged separately.