Medical Office Feasibility Study in the El Paso, TX Metro Area

A high quotient for physician offices

On the ladder of areas El Paso stands at 40 of 488; on its own ladder of classes, medical office (physicians) stands at 2 of 39. Every one of the 35 approvals, worth $22.6 million, is in El Paso County, dated FY2017 to FY2026. Set beside the national mix, El Paso yields 3.29x: medical office (physicians) loans take a larger share there. The page does not call the 3.29x distinctive, but it is the largest ratio shown.

The median is $150,000, merely 0.44x the national figure for physician offices, so local borrowers took far smaller loans than the national pattern, and most typical loans sit between $100,000 and $531,000. The 7(a) program accounts for 30 loans and 504 for 5. At 0.00% the franchise share is nil, which leaves every El Paso practice unbranded. El Paso supplies merely loans that SBA recorded for medical office (physicians), so counts for El Paso say nothing about plans financed in El Paso another way.

Years and floors

Three years are shown: FY2018 at 5 loans and $1.3 million, FY2019 brings no loans and $0, and FY2023: 5 loans and $4.2 million. Loan Analytics holds back El Paso's both outcome rates because the El Paso FY2017 to FY2021 pool includes beneath 30 loans, and in El Paso our own rule applies. A withheld rate in El Paso does not mean none. No lender is listed, so the page makes no statement about who holds these loans.

Any plan for a doctor's practice in El Paso should show how the practice fills its exam rooms, how tenancy or purchase cost compares with practice revenue, and how long a new physician needs to reach a full schedule. Cover for the loan payment belongs on a proposal near $150,000, with a case where referrals build slowly. A proposal well above the El Paso band's top requires a stated reason, and the space should be valued on the income it can carry. The federal county grouping defines El Paso; so loans from counties El Paso cannot place stay absent from its totals.

Reading the El Paso figures

A lender will find a class with a very high local quotient and very small loans, a combination of high weight and small tickets. A borrower should read the middle band as the El Paso record of what closed, and should be prepared to explain any request above its top edge. Since every loan is in El Paso County, this El Paso page offers no cross-county comparison within El Paso area.